This week we had Kanishka Raja, ubank's chief product officer of lending, on to discuss ubank's latest survey findings, revealing young Aussies haven't given up their homeownership dreams despite barriers to entry. A couple ways ubank is facilitating this is through fast application approvals and no LMI payable on its 85% LVR product. Kanishka is a repeat guest, last featuring in Episode 12 in March 2023. A bit has changed since then!

Plus we chat to Savings.com.au senior finance journalist Denise Raward on the changing credit card market, and discuss all the latest news.

00:00-02:03 – Intro

02:03-03:47 – Savings Tips of the Week

03:47-07:07 – A mortgage rate below the 5% mark

07:07-09:58 – Home loan and term deposit market wrap

09:58-13:54 – NAB increases credit card rates and fees

13:54-24:45 – Changing credit card landscape with Denise Raward

24:45-37:25 – Kanishka Raja

37:25-38:59 – Outro