Hello everyone and welcome to the 800+ Financial Freedom Podcast. I am your host Financial Life Coach Selena G. Today I will be sharing with you the difference between refinancing vs. home equity loan. 

Refinancing pays off your old mortgage in exchange for a new mortgage at a lower interest rate. A home equity loan gives you cash in exchange for the equity you've built up in your property as a separate loan.

Both Home equity loans and refinances can have financial benefits. To determine the best option for your household, you'll want to take your total home equity into an account, as well as your goals, preferred repayment timeline, and how long you plan to stay in the home. Make sure to shop around for the best rates, as rates and closing cost can vary greatly from lender to lender.

I am glad I was able to share this information with you on today now you know the difference between a refinance vs, home equity loan.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast share it with your family and friends now Go and be GREAT!!!

Hello and welcome to Episode 5 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. Today I will share with you a few financial tips for couples to help you manage your money better.

Money is an important issue for most couples. Successfully managing finances in a marriage is essential to your happiness together, talking about money may not come naturally and that is fine. If you haven't gotten around to discussing the role money plays in your life together, it's not too late to start. 

• Understand your partner's financial personality
• Don't avoid talking about financial issues
• Create a realistic budget

When you take joy in the life you've built together, you can celebrate your financial accomplishments as well as your marriage.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast now Go and be Great!

800+ It's not a number, It's financial freedom.

www.selenagibbons.com

Hello and welcome to Episode 4 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. Today I will go over with you The Benefits of Goal Setting which I will share with you a few snippets from my new release book "The Ultimate Guide and Tips towards financial freedom. You can now purchase my book on Amazon. 

What is Goal Setting it is the process of identifying something that you want to accomplish and establishing measurable goals and timeframes.

The benefits of goal setting are numerous.
1. Goals make you responsible for your own life when you set goals you are saying this is what I want to accomplish. This is what I'm going to do. You can not rely and wait on people to do it for you.

2. Good goals challenge and grow you, it push you to try harder, to change, to be better, and to do more.

3. Goals can increase your confidence as you accomplish your goals. You become more positive.

Now it is time for you to take out your planners and start writing down your goals for the remaining of the month, the end of the year goals and your goals for 2021.

**Don't forget to go on Amazon to purchase my new book "The Ultimate Guide and Tips Towards Financial Freedom" You will Truly be Bless. I am so glad that you have tune in to the 800+ Financial Freedom Podcast now Go and be GREAT!!!

800+ It's not a number, It's financial freedom.

www.selenagibbons.com

Hello and welcome to Episode 3 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. Today I will be talking to you about how to manage your finances during a crisis. As you all know we are going through a pandemic. As we watch the news we see so many people are unemployed, death rate is up and the world is out of control. You can not walk in fear and lose hope. Continue to stay around people who are encouraging during these times. Stay focused on positive things and keep negativity from around you. 

Say this out loud with me "I reject all negative feelings about myself and my life , and I consciously accept all that is good."

800+ It's not a number, It's financial freedom.

www.selenagibbons.com

Hello and welcome to Episode 2 of the 800+ Financial Freedom Podcast. I am your Host Financial Life Coach Selena G. I will be sharing with you on today 8 Tips to break the poverty cycle. The key to breaking the poverty mindset is you have to change your way of thinking. Let's start today with changing the way you view your finances and speak life over your mind. When you change your mindset you will begin to see things change for the better in your life. 

Say this out loud with me " Today, I choose to think positively and I create an amazing and successful life for myself"

800+ It's not a number, It's financial freedom. 

www.selenagibbons.com

Welcome to my First Financial Freedom Episode. I am your Host Financial Life Coach Selena G. Today I will be sharing with you the steps towards Financial Freedom. 

Financial Freedom is the ability to do what you want with your time and energy without having to worry about money at all.

Wouldn't it be great to be able to wake up each day and do what you are passionate about?

Are you ready to live a life of Financial Freedom, I am glad you are let's get ready by writing down the 7 Steps towards Financial Freedom. Grab your notebook and pen it's time to start your Financial Journey.

800+ It's not a number, It's Financial Freedom.

www.selenagibbons.com

800+ It's not a number...It's Financial Freedom.

Tune in for financial tips, simple steps, discipline and principles to get you on track to living a debt free life.

Host, Selena Gibbons motives, encourages, and helps you join the 800+ Club and achieve Financial Freedom.

www.selenagibbons.com