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#82: Singles Scheme: Affordability, Housing Options, Reno Costs & Resale Concerns
This week on NOTG, Alexa, Yong Zhun, and Joan dive into the life of Charmaine, a typical 35-year-old at the end of her “Spring season”, who’s just trying to get her own place—kind of like Alexa! They chat about singles’ eligibility for HDB flats at this age and navigate through the various stages of property investment.
They explore Charmaine’s options, from HDB resale flats and 2-room BTOs to 1-bedroom condos. The team breaks down the pros and cons, from mortgage costs and rental income to location and future resale potential. They also highlight the perks of acting early in today’s booming property market.
Wrapping up, they dive into the nitty-gritty of living with tenants and renovating older flats versus the benefits of a 1-bedder condo. It’s all about making savvy, financially smart choices that fit a single-buyer’s goals and future stability!
Timestamps:
00:00 Intro
00:42 Introduction of Spring Persona
03:23 Affordability check for most singles
05:39 Singles comfortable staying with their parents
06:52 BTO Option
12:25 BTO Option Comparison view
22:09 HDB Resale Option
29:36 HDB Resale Option Comparison view
34:30 1-Bedder Condo Option
38:29 1-Bedder Condo Option Comparison view P1
41:14 Names stuck in the property
45:46 1-Bedder Condo Option Comparison view P2
50:31 Closing thoughts
55:18 Next Episode
55:44 Outtakes
View all episodes
By Melvin Lim
5
11 ratings
This week on NOTG, Alexa, Yong Zhun, and Joan dive into the life of Charmaine, a typical 35-year-old at the end of her “Spring season”, who’s just trying to get her own place—kind of like Alexa! They chat about singles’ eligibility for HDB flats at this age and navigate through the various stages of property investment.
They explore Charmaine’s options, from HDB resale flats and 2-room BTOs to 1-bedroom condos. The team breaks down the pros and cons, from mortgage costs and rental income to location and future resale potential. They also highlight the perks of acting early in today’s booming property market.
Wrapping up, they dive into the nitty-gritty of living with tenants and renovating older flats versus the benefits of a 1-bedder condo. It’s all about making savvy, financially smart choices that fit a single-buyer’s goals and future stability!
Timestamps:
00:00 Intro
00:42 Introduction of Spring Persona
03:23 Affordability check for most singles
05:39 Singles comfortable staying with their parents
06:52 BTO Option
12:25 BTO Option Comparison view
22:09 HDB Resale Option
29:36 HDB Resale Option Comparison view
34:30 1-Bedder Condo Option
38:29 1-Bedder Condo Option Comparison view P1
41:14 Names stuck in the property
45:46 1-Bedder Condo Option Comparison view P2
50:31 Closing thoughts
55:18 Next Episode
55:44 Outtakes
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