On this week’s podcast we had a credit score bonanza! First up we have Brooke Cooper, the editor of YourMortgage.com.au to talk to us about refinancing and the ramifications on your credit score.

Then, our special guest for this week was Moses Samaha, the executive GM at Equifax, to talk to us about spending in the lead up to Christmas and the risks of applying for and falling behind on repayments during this period.

Plus we discuss the latest news and savings tips.

00:00-01:26 – Intro

01:26-03:34 – Savings Tips: Avoid Card Surcharges & Change Mobile Plans

03:34-06:16 – Macquarie Bank boosts savings rate to 5%

06:16-09:33 - RBA and government to ban card surcharging

09:33-12:14 – October 31 tax return deadline is looming

12:14-19:03 – Refinancing and credit scores, with Brooke

19:03-33:27 – Credit card spending, with Moses Samaha

33:27-34:50 – Outro