This week, Rick and I break down the newly proposed 50-year loan program that's gaining support from Freddie, Fannie, and other secondary market investors. Rick explains how this option could help buyers by lowering monthly payments, especially for people who don't plan to stay in their homes for the full 50 years but want short-term affordability. But — as always — there's a flip side. 🌀 While the 50-year mortgage might benefit some buyers, it also means paying more interest over time, and it's definitely not the right fit for everyone. I also share my concerns about what this program says about today's affordability challenges… because if we need 50-year mortgages to make housing attainable, what does that really mean for the bigger picture? 🤔 If you're curious about where the market is heading and how this could impact homebuyers, you won't want to miss this one! 🎧 Tune in to Straight Talk with Rick and Meghan — available on all podcast platforms. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate #straighttalkwithrickandmeghan #housingmarket #homebuyingprocess #mortgage