In case you missed last week's episode! Get the latest real estate insights from Rick and I on "Straight Talk with Rick and Meghan." This week, we combine practical advice with market analysis. I illustrate the crucial role of being prepared with a client story, while Rick shares his professional update, joining Rate.com and its client-centric approach. We also provide our expert perspective on the current market, explaining recent fluctuations. A must-listen for anyone buying or selling! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcaster #housingmarket #homebuying101 #homeselling

Is the Orange County real estate market shifting? 🤔

Increased Inventory: Active listings in Orange County have risen by 31% in the past two months. Decreased

Demand: Demand is down 9% year-over-year, mainly due to affordability issues and high mortgage rates.

Slower Market Time: The Expected Market Time has increased to 81 days, the slowest pace since the 2020 pandemic lockdown.

Join Rick and I on 'Straight Talk' as we discuss the increasing housing inventory and why a more balanced market could be great news for buyers! We also emphasize the crucial role of a full-time Realtor and lender in your home buying or selling journey.

Plus, get updates on an upcoming event for estate and trust planning.

Tune in for expert insights and practical advice!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realtor #realestate #housingmarket #anaheim

This week, 'Straight Talk with Rick and Meghan' empowers you with the knowledge to make smart homeownership decisions! We're getting down to the nitty-gritty of home maintenance costs. Rick and I provide clear explanations and real-world examples to help you understand and budget for everything from everyday upkeep to major replacements. Get the 'Straight Talk' you need to protect your investment and maintain your home's value. Available on YouTube, Spotify, and iTunes. Please share this essential information! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcaster #housingmarket #realtors #realestate

This week on 'Straight Talk with Rick and Meghan,' we're tackling a hot topic: How will tariffs affect the Orange County real estate market? 🏠💰 Join Rick and I as we break down the potential impact on building, remodeling, and home values. Stay informed and navigate these uncertain times with expert advice. Tune in now! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #remodel #homebuyingprocess #realtor #realestate #tarrifs #anaheim #downtownanaheim

This week on 'Straight Talk with Rick and Meghan,' we're diving into the current state of the real estate market! We break down what's happening in the real estate market both on a larger scale and in our own backyard here in Orange County. Are prices going up or going down? How can you prepare successfully for the spring market? How should you price your home? How should you price your offer? We'll explore the surprising persistence of cash transactions (did you know 31% of sales are still cash?), and what that means for buyers. Rick and I emphasize the crucial need for realistic expectations, a knowledgeable Realtor, and sharp negotiation skills to succeed in today's competitive market. Get prepared to buy or sell with our expert insights! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #lender #realestate #realtor #HomeBuying #housingmarket

This week on 'Straight Talk with Rick and Meghan,' we dive deep into the financial implications of different down payment options for an $850,000 home purchase. We break down the real numbers for 5%, 10%, and 20% down payments, revealing the trade-offs between monthly mortgage costs and upfront savings. Rick and I discuss the practicalities of saving versus paying a slightly higher monthly payment, and how home appreciation can impact your decision. We also demystify Private Mortgage Insurance (PMI), explaining its relatively small cost and how to get rid of it. If you're wondering how much to put down on your next home, this episode is a must-listen Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshomes #meghanshigo #straighttalkwithrickandmeghan #homebuying #DownPayment

Confused about pre-quals, pre-approvals, and first-time buyer programs? 🤔 Rick breaks it down! Get the inside scoop on securing the best mortgage rate on this week's Straight Talk with Rick and Meghan. Tune in now!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803 

Ever wonder why your phone explodes with calls after applying for a mortgage? 📞 This week on Straight Talk with Rick and Meghan, we're exposing the dark side of credit inquiries and how to protect yourself! With over 50 years of combined experience, Rick and I reveal: The Hidden Data Market: Discover how credit companies sell your information to third parties, leading to a barrage of unwanted solicitations. Mortgage Predators: Learn how to identify and avoid these aggressive salespeople who often lack transparency and may not have your best interests at heart. Protecting Your Privacy: We'll share practical tips to safeguard your data and minimize unwanted calls. The Power of Trust: Why working with trusted professionals you know, like, and have been referred to is crucial in today's market. Plus, Rick and I share our personal experiences and offer advice on navigating the mortgage process safely. Don't miss this eye-opening episode! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone applying for a mortgage? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realtor #realestate #credit #mortgagetips #homebuyers

🏡 Negotiation Ninja: Master the Art of the Deal in Today's Market! ⚔️ Want to come out on top in your next real estate negotiation? 🤔 This week on Straight Talk with Rick and Meghan, we're equipping you with the skills and strategies to win the deal, even in a changing market! With over 50 years of combined experience, Rick and I share our expert insights: Understanding Leverage: Discover how to identify and utilize your leverage as a buyer or seller in today's market. Effective Communication: Master the art of communication and negotiation, including active listening, building rapport, and presenting your case persuasively. Counteroffers & Win-Win Solutions: Learn how to navigate counteroffers strategically and find solutions that benefit all parties. Common Mistakes: Avoid costly negotiation blunders that can sabotage your deal. Plus, Rick and I share real-life examples and anecdotes to illustrate their points. Don't miss this episode packed with actionable advice! Find Straight Talk with Rick and Meghan on: YouTube: @ Meghan Shigo Spotify: @ Straight Talk with Rick and Meghan iTunes: @ Straight Talk with Rick and Meghan Know someone buying or selling a home? Share this episode with them! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate #housingmarket