🏡💰 The Big Beautiful Tax Bill: How the IRA Impacts Your Home & Investments! ⚡

This week on "Straight Talk with Rick and Meghan," we're breaking down the game-changing Inflation Reduction Act (IRA) – also called the "Big Beautiful Tax Bill"! 📜

Tune in as we reveal how this monumental legislation directly affects local homeowners and savvy investors in the real estate market.

Discover:

• Mortgage Interest Deduction Lives On Homeowners can still deduct mortgage interest on loans up to $750,000 — a key tax-saving and homeownership incentive.

• Mortgage Insurance Deductions Are BACK Permanently reinstated for households earning under $100K. This includes: - Conventional + FHA mortgage insurance - VA funding fees - USDA guarantee fees Translation: More tax savings for buyers!

• Property Tax Deduction QUADRUPLED Cap increased from $10,000 → $40,000 for households earning under $500K/year. Higher-income buyers now get bigger write-offs = more affordability.

• 100% Bonus Depreciation Returns Investors can write off 100% of qualifying renovations in year one. Perfect for BRRRR buyers and fix-and-flip pros .

• QBI Tax Break is Bigger & Permanent Real estate pros (yes, YOU!) now get a 23% deduction starting in 2026. - Applies to agents, brokers, small biz owners, investors - Can reduce your effective tax rate below 29%

Don't miss our expert insights on navigating these changes to save money and maximize your property's potential! 📈

PS this information is not tax or legal advice! Contact your tax advisor for more info on how this effects you!

Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #bigbeautifulbill #ira #taxes #anaheim #downtownanaheim

In case you missed last week's episode... Navigating the Shift: Top 3 Tips for Buyers & Sellers in a Changing Market!

This week on "Straight Talk with Rick and Meghan," your hosts dive into the heart of today's evolving real estate landscape.

Whether you're looking to buy your first home or sell your current property, the market is constantly shifting.

Rick and I share our top three essential pieces of advice for both buyers and sellers to help you make smart, confident decisions.

Don't miss these crucial insights to stay ahead in a dynamic market!

Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtor #realestate #housingmarket #homebuying101 #homeselling

This week on the podcast, Rick and I dive deep into the shifting real estate market. We break down the transition from a seller's to a buyer's market, examining how interest rates, inventory levels, and crucial negotiation strategies are impacting real estate professionals. Tune in for essential insights on property assessment and upcoming economic indicators that will shape the future of real estate. Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #realtors #realestate #anaheim #downtownanaheim #lender

Thinking of selling your home, but wondering about pricing strategies? 🤔 This week on 'Straight Talk with Rick and Meghan,' we tackle a critical question: How do you know when it's time to reduce the price of your home? I share a personal story and practical insights into this tricky decision. We'll explore key indicators like: Exposure: How has your home been marketed and seen by potential buyers? First Week Performance: What did the initial days on market tell us? Showings & Traffic: How many people actually came through the door? Realtor Feedback: What valuable insights did buyer's agents provide? Rick and I, with our combined 50+ years of real estate and mortgage experience, guide you through these crucial factors to help you make informed pricing decisions. Don't wait until it's too late – learn how to read the market and adjust your strategy effectively! This podcast can be found on YouTube, Spotify, and iTunes. Please share with a friend who is looking to make a move! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcaster #realtor #realestate

Are open houses still relevant in today's digital real estate world? 🤔

This week on 'Straight Talk with Rick and Meghan,' we dive into the evolving role of open houses. From traditional advertising to virtual tours, we explore how online property research has transformed attendance and the effectiveness of open houses as a strategic sales tool.

Rick and I emphasize the power of smart pricing and modern marketing techniques in today's market. Plus, we offer crucial advice for potential buyers navigating current mortgage rates, suggesting it's time to focus on affordable homes rather than waiting for rates to fall.

Don't miss this essential market update!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #meghanshomes #realtor #realestate #housingmarket #openhouse

Welcome to 'Straight Talk with Rick and Meghan,' your essential guide to a successful real estate journey in Orange County! With a combined 50+ years of active experience, Rick and I dive deep into real estate preparation strategies for both buyers and sellers. We reveal how being proactive saves you time, money, and stress, covering everything from getting your home ready for sale months in advance to understanding crucial title reports and navigating complex disclosures. Learn why choosing a knowledgeable, full-time Realtor who trusts the process is paramount to avoiding pitfalls and ensuring a smooth, successful transaction. A must-listen for anyone looking to buy or sell their next home! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realtorlife #realestate #housingmarket #homebuyingprocess #homeselling

In case you missed last week's episode! Get the latest real estate insights from Rick and I on "Straight Talk with Rick and Meghan." This week, we combine practical advice with market analysis. I illustrate the crucial role of being prepared with a client story, while Rick shares his professional update, joining Rate.com and its client-centric approach. We also provide our expert perspective on the current market, explaining recent fluctuations. A must-listen for anyone buying or selling! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #podcaster #housingmarket #homebuying101 #homeselling

Is the Orange County real estate market shifting? 🤔

Increased Inventory: Active listings in Orange County have risen by 31% in the past two months. Decreased

Demand: Demand is down 9% year-over-year, mainly due to affordability issues and high mortgage rates.

Slower Market Time: The Expected Market Time has increased to 81 days, the slowest pace since the 2020 pandemic lockdown.

Join Rick and I on 'Straight Talk' as we discuss the increasing housing inventory and why a more balanced market could be great news for buyers! We also emphasize the crucial role of a full-time Realtor and lender in your home buying or selling journey.

Plus, get updates on an upcoming event for estate and trust planning.

Tune in for expert insights and practical advice!

Meghan Shigo, Realtor

Century 21 Affiliated

DRE 01243803

#meghanshigo #meghanshomes #straighttalkwithrickandmeghan #realtor #realestate #housingmarket #anaheim

This week, 'Straight Talk with Rick and Meghan' empowers you with the knowledge to make smart homeownership decisions! We're getting down to the nitty-gritty of home maintenance costs. Rick and I provide clear explanations and real-world examples to help you understand and budget for everything from everyday upkeep to major replacements. Get the 'Straight Talk' you need to protect your investment and maintain your home's value. Available on YouTube, Spotify, and iTunes. Please share this essential information! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #meghanshomes #straighttalkwithrickandmeghan #podcaster #housingmarket #realtors #realestate

This week on 'Straight Talk with Rick and Meghan,' we're tackling a hot topic: How will tariffs affect the Orange County real estate market? 🏠💰 Join Rick and I as we break down the potential impact on building, remodeling, and home values. Stay informed and navigate these uncertain times with expert advice. Tune in now! Meghan Shigo, Realtor Century 21 Affiliated DRE 01243803 #meghanshigo #straighttalkwithrickandmeghan #remodel #homebuyingprocess #realtor #realestate #tarrifs #anaheim #downtownanaheim