Most of us think retirement is all about saving enough money, but the real challenge sneaks up in the form of healthcare and long-term care costs. In this episode, we pick up where we left off with Robert Linden from The Fitzpatrick Group, diving into how planning ahead can actually protect your hard-earned savings. You’ll hear how small decisions today can prevent big financial stress later, and why waiting too long could cost more than you think. Part 2 of our conversation is full of practical tips to help you feel confident about your retirement future.

Robert, a Financial Educator who helps families make sense of aging, healthcare, and Long-Term Care, shares what most people miss when planning for the long run. We break down everything from the limits of Medicare to the rising costs of medical care, and how long-term care insurance can be a real game-changer. He also explains the different options available today, including asset-based policies that can give you extra protection without complicating your plan. 

We also tackle the sometimes tricky but necessary family conversations about care, responsibilities, and wishes, so no one’s left guessing when decisions need to be made. Robert gives easy ways to approach these talks with clarity and compassion, making it less stressful for everyone involved. This episode is all about helping you plan smarter, stay independent, and feel secure about the years ahead.

Key Timestamps:

[00:00:00] Introduction.

[00:01:30] Long-term care and the importance of insurance.

[00:05:35] Long-term care insurance planning.

[00:09:36] Asset-based long-term care solutions.

[00:11:00] Key questions to ask insurance companies for long-term care.

[00:12:27] Family conversations about retirement planning.

[00:16:21] When is the best time to do retirement planning

Memorable Quotes:

"There are so many problems that could be avoided with the right planning." – Robert Linden

"The absolute best time for any of those people I listed, young to old, sick, healthy, whatever you are, today is the day to start planning." – Robert Linden

Connect With Robert Linden:

Website: https://www.fitzgrp.com/

LinkedIn: https://www.linkedin.com/in/robertlinden

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services

Produced by Evolved Podcasting:⁠ www.evolvedpodcasting.com⁠

Planning for retirement can feel overwhelming, especially when you’re trying to protect what you’ve worked so hard to build and make sure it actually lasts. In today’s conversation, you’ll hear simple, practical ways to strengthen your financial foundation and sidestep the hidden costs that quietly drain retirement savings. We talk through what really matters as you age: stability, confidence, and peace of mind. By the end, you’ll feel more equipped to make decisions that support your future without the stress.

You’ll hear from Robert Linden, a Financial Educator with The Fitzpatrick Group who specializes in helping families understand how aging, healthcare, and Long-Term Care can impact lifelong savings. He explains how fees, taxes, and market risk often erode wealth quietly and what steps can safeguard financial stability. Robert’s straightforward style makes complex topics feel simple, relatable, and doable. His guidance helps seniors stay independent while protecting the people they love.

Together, we break down the everyday decisions that make a big difference later on, from diversifying investments to preparing for long-term care before it becomes urgent. You’ll hear real-life examples, practical strategies, and gentle reminders that it’s never too early, or too late, to get your retirement plan in order. Whether you’re still saving or already enjoying your golden years, this episode offers clarity, comfort, and a fresh sense of control over your financial future. Settle in and let this conversation guide you toward smarter, more confident retirement planning.

Key Timestamps:

[00:00:00] Introduction.

[00:02:24] Passion for financial advising.

[00:05:13] Volatility, fees, and taxes.

[00:10:15] Planning wisely for retirement.

[00:13:04] Savings and retirement. 

[00:14:58] Tips for interviewing a financial adviser. 

[00:16:56] Diversifying retirement assets effectively.

[00:19:47] Flexible financial planning for retirees.

Memorable Quotes:

"Volatility fees, and taxes are kind of the evil little things just in there munching away and slowly depleting our savings while we're saving and then even in retirement." – Robert Linden

"A big part of being with the right advisor is finding someone that has similar philosophy, a personality that you kind of connect with, that you have a good rapport with." – Robert Linden

Connect With Robert Linden:

Website: https://www.fitzgrp.com/

LinkedIn: https://www.linkedin.com/in/robertlinden

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/  

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting: www.evolvedpodcasting.com

Staying active as we age isn’t just about fitness; it’s about keeping our bodies, minds, and hearts moving in ways that make life meaningful. But for many older adults, maintaining that rhythm can be tough when health challenges, mobility limits, or low motivation step in.

This episode is all about finding doable, life-giving ways to stay active: physically, mentally, and socially, no matter what season you’re in.

You’ll hear real stories like Miss Smith’s. She loved knitting, but almost gave it up when arthritis made it tough to hold her needles. We talk about how she found creative ways to keep doing what she loved, and how you can do the same. You’ll also pick up simple, practical tips to make your day-to-day life a little easier and a lot more joyful, whether that’s through small exercises, adaptive tools, or just rethinking what “being active” really means.

We’ll chat about fun, accessible ideas, from chair dancing and gentle stretches to brain games and volunteering, that help keep both your body and spirit moving. And if you’re caring for someone you love, you’ll find encouragement here, too. Because staying active is about finding joy in movement, connection, and the little things that make life feel full again.

Key Timestamps:

[00:00:00] Welcome to the A Caring Touch podcast.

[00:01:01] Staying active as we age.

[00:04:46] Promoting independence in daily activities.

[00:11:33] The importance of staying active.

[00:12:38] Aging with grace and compassion.

Memorable Quotes:

"Staying active physically, mentally, socially is the foundation of the joy and independence and quality of life." – Avishka Sondapperumaarachchi

"Staying active isn't just about adding years to your life, it's about adding life to your years." – Avishka Sondapperumaarachchi

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting: www.evolvedpodcasting.com

Medicare can be tricky to figure out, and in this Part 2, we’re getting into the details of Medicare and Medicare Advantage plans. Daintee Hurst-Dietz, an experienced Independent Insurance Agent, joins us again to break down what seniors and caregivers really need to know. We talk about how to make the most of preventive services, what’s actually covered, and even some benefits that can help you stay active and healthy. 

We also clear up some of the biggest misconceptions about Medicare coverage, from immunizations to wellness visits, and share practical ways to use every benefit available. Daintee gives advice for caregivers too, so you can support your loved ones without getting lost in the paperwork. 

Whether you’re choosing a plan for yourself or helping someone you care about, this episode equips you with the knowledge to make informed choices. Daintee’s experience and approach make it easier to feel confident in your choices instead of overwhelmed. You’ll walk away knowing how to use your Medicare benefits fully and get the most out of your plan. Tune in and hear tips that can save time, stress, and even a little money along the way.

Key Timestamps:

[00:00:00] Introduction.

[00:01:23] Preventive services and Medicare.

[00:05:58] Preventive healthcare and Medicare usage

[00:08:29] Medicare benefits for healthy aging.

[00:11:56] Using Medicare benefits effectively.

[00:15:13] Medicare resources for caregivers.

[00:21:09] Importance of dental health.

Memorable Quotes:

"I always tell people, first of all, if you do get a bill for things, don't just immediately pay it. Now, don't hold off and get in trouble, but there's mistakes all the time. Let's make sure that it's valid." – Daintee Hurst Dietz

"Medicare is pretty lenient on a lot of stuff when it comes to prevent especially preventative." – Daintee Hurst Dietz

Connect With Daintee Hurst Dietz:

Website: https://medicarehouston.net/

Contact: https://blinq.me/oNvQf3PvRwPI

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting: www.evolvedpodcasting.com

Hitting 65 comes with a lot of big questions, and one of the biggest is figuring out Medicare. Between Advantage plans, supplemental coverage, and all the fine print, it’s easy to feel overwhelmed. That’s exactly why we’re having this conversation, so you can get clear answers and feel more confident about your choices.

Today, we’re sitting down with Daintee Hurst Dietz, an Independent Insurance Agent who’s been guiding people through Medicare for years. Daintee has a gift for making complicated topics easy to understand, and she’s passionate about helping people find what truly works for them. We talk about everything from what Medicare actually covers, to what happens if you miss an enrollment period, to how to figure out which plan fits your lifestyle best.

We also break down those confusing terms like deductibles and coinsurance, and Daintee shares how preventive services can actually save you money. If you’re nearing 65, supporting a parent, or just want to finally understand what all these plans mean, this episode will give you clarity and peace of mind. 

Key Timestamps:

[00:00:00] Introduction.

[00:02:04] Medicare and Medicare Advantage plans.

[00:04:54] Medicare enrollment process.

[00:09:12] Medicare coverage comparison process.

[00:14:58] Medicare financial management strategies.

[00:19:16] Medicare supplemental vs. Advantage plans.

[00:24:40] Medicare options and coverage.

[00:27:44] Supplemental vs. Commercial Plans.

[00:29:54] Medicare and Medicaid eligibility factors.

[00:33:22] Lifetime penalties for insurance coverage.

[00:38:17] Special enrollment periods explained.

[00:40:02] Chronic conditions and insurance coverage.

Memorable Quotes:

"99 times out of 100, the Medicare branch is a lot better, less expensive, more coverage and all that, but not always." – Daintee Hurst Dietz

"Thank goodness in major situations that I understood this stuff because people can get taken advantage of, people can get wrongly charged." – Daintee Hurst Dietz

Connect With Daintee Hurst Dietz:

Website: https://medicarehouston.net/

Contact: https://blinq.me/oNvQf3PvRwPI

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting:⁠ www.evolvedpodcasting.com⁠

Have you ever noticed little things about your parents or grandparents that made you pause? Maybe the bills are piling up on the counter, the fridge looks emptier than usual, or they just don’t seem quite like themselves. Those small changes can be easy to brush aside, but sometimes they’re really signs that our loved ones need more support. In this episode, we talk about how to spot these moments and what they might mean.

We’ll also get into something we all run into sooner or later: resistance. Even when it’s clear help is needed, our loved ones don’t always see it the same way. We’ll talk about why that happens and how to approach those tricky conversations without making them feel pushed or unheard. The goal is to find a way forward that feels respectful on both sides.

To make it easier, we’ll walk you through a simple eight-step framework for navigating these conversations with compassion and confidence. These moments are never easy, but they’re opportunities to show love in action. And sometimes, that’s what matters most.

Key Timestamps:

[00:00:00] Introduction.

[00:01:31] Communication with loved ones.

[00:04:22] Signs of needing support.

[00:10:02] Collaborative care strategies for loved ones.

00:12:21] Dignity in caregiving.

Memorable Quotes:

"Recognizing that your parent or grandparent needs help doesn't make you a bad person. It makes you a loving one." – Avishka Sondapperumaarachchi

"The goal here is to make it feel less like an intervention and more of a connection and a collaborative way to move forward." – Avishka Sondapperumaarachchi

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting: www.evolvedpodcasting.com

A shared meal can be so much more than just food on a plate; it can be a moment of connection, dignity, and joy, especially for seniors living with dementia. But if you’ve ever cared for a loved one with dementia, you know mealtimes can sometimes feel more stressful than sweet. Maybe they’ve lost interest in eating, or struggle to feed themselves, and you’re left wondering how to make it better. In this episode, we talk about simple, thoughtful ways to bring joy and ease back to mealtime for them and for you.

We’ll chat about what actually changes when dementia affects appetite, taste, and the overall mealtime experience, and how to work with those changes instead of against them. We’ll share ideas like offering favorite comfort foods, creating a calm, welcoming space, and giving your loved one the independence they can still enjoy. We’ll also go over some safety must-knows to keep mealtime worry-free. 

You’ll also hear about little things like adaptive utensils or pacing meals slowly that can make eating so much easier and more enjoyable. If you’re caring for a parent, spouse, or someone dear to you, this episode is all about turning everyday meals into moments that feel warm, loving, and unrushed. Pull up a chair and let’s talk about how to make mealtimes matter again.

Key Timestamps:

[00:00:00] Welcome to the A Caring Touch Podcast

[00:02:17] Dementia's impact on mealtime.

[00:04:47] Favorite foods and meal strategies.

[00:10:24] Choices in meal preparation.

[00:11:22] Make eating time a social experience.

[00:12:18] Adaptive tools for dining safety.

[00:16:07] Meal services for dementia care.

[00:17:02] Meals are a time to connect. 

Memorable Quotes:

"Mealtime can be one of the most emotional parts of the day." – Avishka Sondapperumaarachchi

"Remember that meals aren't just food. This is a time for them to connect, to feel comfort, and have a sense of dignity." – Avishka Sondapperumaarachchi

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting:⁠ www.evolvedpodcasting.com

Nobody really tells you how aging can sneak up on the little things, like how your favorite meal doesn’t sit the same, or how staying fresh takes a bit more effort than it used to. These shifts in digestion, immunity, and hygiene might seem small, but they can chip away at someone’s confidence and comfort. In this episode, we’re talking about what’s really going on behind the scenes as we age, and how we, as caregivers or loved ones, can support with compassion. You'll hear helpful, everyday tips that make a real difference.

We talk about things like serving smaller meals, helping with denture care, and handling incontinence without shame, stuff that doesn’t always come up, but should. You’ll also hear about Ben, a sweet older gentleman who started avoiding family dinners just because eating and chatting felt harder than before. His story hit home, and it’s a reminder that these changes deserve more attention and empathy. This isn’t about fixing anyone; it’s about making sure they still feel seen, safe, and included.

We also touch on how to keep immune systems strong as the years go on, with simple habits that can easily be worked into a daily routine. Whether you’re caring for aging parents, grandparents, or clients, these are the kinds of insights that help you show up better. It's not just about what to do, it’s about how we do it, with warmth and dignity. Because aging is personal, and the way we care should be too.

Key Timestamps:

[00:00:00] Welcome to the A Caring Touch Podcast

[00:01:17] Aging and digestion challenges.

[00:05:39] Emotional toll of incontinence.

[00:08:08] Aging and the immune system.

[00:10:06] Preserving your patient’s dignity. 

Memorable Quotes:

"Incontinence is not just physical, it can mean staying home instead of going out because you're scared you're going to have an accident." – Avishka Sondapperumaarachchi

"Aging asks for us to shift from independence to interdependence, and the best gift you can give someone or offer someone in that transition is their dignity." – Avishka Sondapperumaarachchi

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/
Produced by Evolved Podcasting: www.evolvedpodcasting.com

We don’t usually think much about things like breathing, circulation, or bone strength until something starts to feel “off.” But these everyday systems keep us moving, steady, and feeling like ourselves, and they change more than we realize as we age. This episode is all about what’s really going on behind the scenes with our breath, blood flow, and bones, and how we can support those we care for when these systems need extra help. 

Through stories like James, a retired plumber navigating breathlessness, and Rita, whose dizzy spells pointed to deeper circulatory changes, we see how these physical shifts show up in daily life. We talk through simple ways to spot the changes, make small shifts at home, and offer support that actually fits into daily life. 

Whether you’re helping someone manage their energy, prevent falls, or stay mobile, small changes make a big difference. Tune in for gentle guidance that meets seniors where they are and helps them stay active and independent for as long as possible. These stories and strategies will help you move from reactive to proactive care. Because when we understand what’s changing inside the body, we’re better equipped to protect the life still waiting to be lived.

Key Timestamps:

[00:00:00] Welcome to the A Caring Touch Podcast!

[00:01:17] Breath, blood, and bones.

[00:05:04] Effects of a weakened cardiovascular system.

[00:07:55] Weakened bone structure due to aging. 

[00:12:06] Preserving mobility in aging.

[00:13:21] Protecting bones and muscles.

Memorable Quotes:

"Aging muscles don't just feel sore, they also take longer to heal." – Avishka Sondapperumaarachchi

"Every deep breath, every step, every steady heartbeat is a chance to age well with support, dignity, and compassion." – Avishka Sondapperumaarachchi

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting: www.evolvedpodcasting.com

It can be hard to watch our parents or grandparents change; maybe they’re not as into the things they used to love, or they’re starting to forget little things. But what if those shifts aren’t stubbornness or disinterest… just natural parts of getting older? In this episode, we talk about what really happens as our loved ones age, especially how their senses like smell, taste, and hearing can change daily life in ways we might not realize. We also share a sweet story that made us tear up (in the best way).

We talk through some of the small signs that aging is happening and how they’re often misunderstood. This is about learning to respond with curiosity and care instead of frustration. You'll hear practical tips that can make everyday moments feel less overwhelming and more connected, like how to make mealtimes more enjoyable and meaningful. It’s not about being perfect; it’s about showing up with understanding.

Aging doesn’t mean someone’s broken; it just means they’re adjusting. And we get to adjust with them. If you’ve ever felt unsure how to help someone you love age with dignity, this one’s for you. Let’s figure it out together, one honest conversation at a time. 

Key Timestamps:

[00:00:00] Introduction.

[00:01:00] Changes that come with aging.

[00:05:40] The importance of connection.

[00:09:44] Brain changes and cognitive decline.

[00:13:53] Aging as recalibration.

Memorable Quotes:

"Aging starts subtly. A lost taste for food, a forgotten appointment, a fall that could have been worse. It's easy to mislabel these things as stubbornness or laziness, but more often they're signs that the body is simply changing." – Avishka Sondapperumaarachchi

"Aging is not a breakdown. It might seem like it but think of it more as a recalibration. Our loved ones are adapting, and our role isn't to fix them, it's to walk with them during this stage of their life." – Avishka Sondapperumaarachchi

Connect With Us:

Website: https://acthhs.com/

Instagram: https://www.instagram.com/caring_touch_home_health/

Facebook: https://www.facebook.com/people/A-Caring-Touch-Home-Health-Services-Hospice-Care/100064240562985/

LinkedIn: https://www.linkedin.com/company/a-caring-touch-home-health-services/

Produced by Evolved Podcasting: www.evolvedpodcasting.com