In this episode of In the Tranches of Structured Finance, Vadim Verkhoglyad breaks down recent credit performance and origination trends across consumer unsecured, subprime auto, and non-QM mortgages.

Tune in for insights on:

• Strong recovery in consumer unsecured performance
• Plateauing trends in subprime auto, with rising loss severity
• Worsening impairments in non-QM despite limited losses
• Minimal credit impact from recent wildfires and hurricanes

Get the latest data-driven view on what’s really happening with borrowers in 2025.

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