The Payments Perspective by Wespay

A History of ACH


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In today's episode of the Payments Perspective Podcast, the Wespay Education team dives into a fun and occasionally humorous exploration of the history of the ACH network. From its inception with SCOPE in 1968, through the pioneering Wespay (CACHA) network—the Nation’s first ACH Network—past the era of Same Day ACH, and right up to thelatest rules for RDFI Credit Fraud Monitoring effective in 2026, we cover it all, and add in a few of our own pointless facts along the way.


If you are interested in becoming a Wespay Member, moreinformation can be found on our website athttps://www.mywespay.org/public/s/about-wespay/membership

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The Payments Perspective by WespayBy Wespay

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