Dan interviews Dr Nikki Ramskill, also known as The Female Money Doctor. Nikki Ramskill has over 12 years experience working for the NHS as a GP and womens health specialist, as well as training as a money coach. Having experienced first hand being in a poor financial situation- totalling £60,000 worth of consumer debt, Nikki want's to help other women who are in a similar position. 

Dr Nikki runs an award winning blog, The Female Money Doctor.Com. "She is the ONLY doctor to be featured in the top 25 feedspot list of Personal Finance Blogs in the UK, and has been highlighted in Plum’s Top 5 Personal Finance Blogs for female financial independence."

She has been featured in a variety of media outlets, including London Live Radio with Jo Good as well as hosting a Channel 4 Online Series called Money on my Mind. 

Listen to the podcast to understand:

- What kind of money personality type are you?

- Find out about your behaviour and why we do what we do when it comes to finances. 

- You can escape being in debt. 

- There are people out there to help. 

Key Takeaways:

- Money shouldn't be a taboo subject and we should all be able to openly talk about it!

- Do not bury your head in the sand when it comes to finances. 

- I am a Maverick - what are you?

- Money management is a learnt behaviour usually from a young age. 

Contact Dr Nikki:

W: https://thefemalemoneydoctor.com

Find out your money personality using my FREE QUIZ >>

LinkedIn:

Instagram: https://www.instagram.com/femalemoneydoc/?hl=en 

Facebook: https://facebook.com/thefemalemoneydoctor

Facebook Group: https://facebook.com/groups/thefemalemoneydoctor

YouTube: https://www.youtube.com/channel/UCyyP40p8xIi8g55z47ZF68w

Tiktok: https://vm.tiktok.com/ZMNJccTcv/

This week Dan appears on another Podcast and shares his insights into why Hull is a great place to be. Listen in to find out more!

This week Dan speaks with Paul Longley from Think Mental Health. Paul had suffered from mental health issues in the past and he nearly made a decision that would change his and everyone he knows life. But, in a split second decided not to! Listen in to find out what tools Paul uses as coping strategies. 

Paul uses his own experiences and work's with SME's through to large organisations and how to help their workforce with identifying mental health problems and providing the correct support.

If you are struggling then there is help available:

- Andys Man's Club - https://andysmanclub.co.uk/

- https://www.mind.org.uk/

Contact Paul:

[email protected]

https://www.linkedin.com/in/paullongley/

Contact your host Dan Cooper:

https://linktr.ee/DanCooperProperty

Dan speaks with Lewis Blakelock, who is in the early stages of land and industrial developments. Lewis used to be a high-street food-chain restaurant Manager (Finger Lickin Good) and turned to property to escape the rat race, like many do. Through networking, changing roles Lewis opened the door up to many opportunities and whilst investing in his own education and personal development, met developers, who now he has fantastic relationships with. 

Not only does he invest himself, he has managed to source on Land development opportunities and shares tips on important mindset is at this scale of property development, and how to protect or mitigate risks that may be unforeseen, which we know in property is a majority of the time. 

Lewis has also appeared on the property elevator pitching for north of £1m. Not bad in just a few years of being in property. 

Key Takeaways:

- Due dilligence is key, the more work at the front end, the less likely to have issues throughout the development

- Surround yourself with experienced people

- Networking is key to growth

- Opportunity is always round the corner

Lewis' Advice for people starting out?

- Feel the fear and do it anyway. 

- Do more research into the people you choose to JV with before jumping in, try not to use your own money.

Contact your host Dan:

https://linktr.ee/DanCooperProperty 

Contact Lewis:

https://uk.linkedin.com/in/lewisblakelock

https://www.instagram.com/lewisblakelock/

https://www.facebook.com/lewis.blakelock

Today Dan introduces you to the world of Commercial to Residential conversions. The Commercial Mini-Series is to share what Dan has learnt along the way throughout his own commercial to residential conversion in Hull. This commercial to residential conversion is being undertaken with his business partner as they are looking to grow their portfolio using the benefits of the new Change in Use class system under Class MA. 

Key Takeaways:

- What is permitted development?

- What is Class MA?

- Why use Permitted Development?

- Challenges we faced - Bike and Bin Storage. 

Contact Dan:

Check out all socials on https://linktr.ee/DanCooperProperty

This week Dan speaks with Property Tax Specialist Joshua Tharby who works with High Net Worth Investors as well as many property investors to save them tax. There are many key tips here on how tax can be mitigated to help you increase your wealth and reduce your tax contributions. 

Josh is also focusing on helping people on an international scale by LIVING AN INTERNATIONAL TAX EFFICIENT LIFESTYLE  - he is holding a webinar (link below) - Topics covered include residence, domicile, double taxation, company structures and more

Key Takeaways:

- A tax specialist will save you a significant amount in your business

- There are many ways you can move your business abroad and reap the rewards

- Capital allowances - how SA can help you on your properties

Contact your host Dan Cooper:

https://linktr.ee/DanCooperProperty

Contact Josh:

Here’s the link - https://bit.ly/livingtaxfree

Instagram: https://instagram.com/joshuatharby

Facebook: https://www.facebook.com/joshuatharbytax

FREE FB GROUP: https://www.facebook.com/groups/propertyandbusinesstax/

Website: https://jsmpartners.co.uk

Schedule a Discovery Call: https://www.jsmpartners.co.uk/join

LinkedIn:

Dan appears on another podcast this week and wants to share it with you all. Sam Watterson has a podcast called the Evolution of a Property Business which can be found on many platforms here. 

https://bit.ly/EOPBpod

Again, thanks to all of the listeners as I am almost at 1,000 listens across the episodes. I am very grateful for you tuning in. 

This week Dan speaks with Alex Blakeborough from AB Finance, a property finance specialist. Alex is a Leeds based investor with a portfolio of HMO's and a commercial broker specialising in Bridging Finance, Development and Refurbishment finance. This week Alex goes into detail on how you can leverage these types of finance to scale your property business and what to expect when using them including the costs which can help with your due diligence.

Key Takeaways:

✅ Leverage finance to scale your business

✅ You can have your refurbs financed on your projects

✅ Always factor in costs for bridging including broker fees, entry fees, arrangement  fees, monthly fees, late charges/penalties and exit fees

✅ Don’t be afraid to make mistakes, this is when you learn – Forget the mistake and learn the lesson

✅ You learn more in failure then you do in success

Contact Alex:

Facebook

https://www.facebook.com/ABFinanceLimited/

https://www.facebook.com/alex.blakeborough

Email:

[email protected]

LinkedIn

https://www.linkedin.com/in/alex-blakeborough-development-finance-and-bridging-loan-expert-0b1898101/

Instagram

https://www.instagram.com/alex_blakeborough_finance/?hl=en

Contact your host Dan Cooper:

https://linktr.ee/DanCooperProperty

Today Dan interviews George and Hannah from Dugard Property. They started their company in 2019 predominantly based in Wales they have scaled a successful sourcing company which has allowed them to scale their own property portfolio using the Buy, Refurbish, Refinance model and are now looking at Developments. They have completed over 100 Buy, Refurbish, Refinances so they are pretty well versed in these. They also source rent to serviced accommodation.

They now have their own property series called Homes under the Dugards.

Key Takeaways:

Contact The Dugards.

Facebook https://www.facebook.com/dugardproperty

Instagram https://www.instagram.com/dugard_property/?hl=en

Youtube https://www.youtube.com/c/DugardPropertyBusiness

Website https://www.dugard-property.co.uk/

Contact Dan Cooper:

https://linktr.ee/DanCooperProperty

Today Dan speaks with Sophie Dearden, Director of Resource Worldwide. Having left her role in the corporate world, Sophie decided that she wanted to start on her own and began to scale an e-commerce business. Fast forward a few years, having been met with recruitment challenges, Sophie started her own Global Recruitment company supporting businesses with Virtual Assistants and helps support women in business.

Sophie shares the power of hiring a Virtual Assistant and the impact it can have on a company. Listen to this episode to find out more. If you are interested in hiring a VA then check out her website.

Contact Sophie:

https://resourceworldwide.co.uk/

https://www.instagram.com/sophiedeardenfreedom/

FREE GIVEAWAY

100 Ways a VA Can help your business 

https://ebook.resourceworldwide.co.uk/101waysebook1

Contact Dan Cooper:

https://linktr.ee/DanCooperProperty