A new proposal out of Washington is adding a fresh angle to the Social Security conversation, and Ryan is breaking down what it could mean. He walks through what’s being discussed, who it might impact, and how it fits into the bigger picture of Social Security’s future. The details may change, but the reality is this: something will eventually have to give. Understanding the possibilities now can help you make better decisions later.

Here’s what we discuss in this episode:

💰 New Proposal: Cap benefits based on income

📉 Benefit Limits: $100K couples, $50K individuals

📊 Who’s Impacted: Higher earners are most affected

⚠️ System Pressure: Fewer workers supporting more retirees (clear warning)

📈 Plan Ahead: Model multiple Social Security scenarios

Find out your benefits estimate: www.ssa.gov

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