A Podcast with Citizens First Bank, Member FDIC

A Podcast with Citizens First Bank, Member FDIC

By Citizens First Bank, Member FDICBusiness
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A Podcast with Citizens First Bank, Member FDIC episodes

  • Is owning a business a good fit for you?

    Episode Two: Is Owning a Business a Good Fit for You? 

    Bites and Beverages with Citizens First Bank featuring Benson’s on the Mississippi

    As a community bank, Citizens First Bank realizes the importance of sharing resources with our business customers. Also, there are a lot of lessons to be learned for personal finance as well. And if that doesn’t get your gears turning, there’s always the Bites and Beverages.

    This episode's B&B were provided by Bud and Stephanie Benson, owners of Benson's On The Mississippi.

    They have a beautiful view of the Mississippi River and it's only a short walk to a boat ramp. In this relaxing place "where the good lookin meet", they look forward to offering delicious food and drinks!

    Benson's On The Mississippi

    108 S. Main St, Albany, IL

    38 min
  • Real Real Estate Lending with Eddie

    Get to know real estate lender, Eddie Dunham, from Citizens First bank. He shares his secret spy name and some pro-tips on how to navigate the mortgage path. 

    Learn more about mortgage loans at GoCFB.bank

    4 min
  • Real Real Estate Lending with Greg

    Get to know real estate lender, Greg Farwell, from Citizens First Bank. He gives some pro-tips on how to start the mortgage path.

    See all about "lending as it should be" at GoCFB.bank

    4 min
  • Season Recap

    For the season recap of Bites & Beverages with CFB, the bankers give an overview of the topics discussed on each episode. 

    To hear tips on important financial topics, check this one out!

    • E1: Building Credit
      • E2: Owning a Business
      • E3: Banking Services
      • E4: Selling your Business
      • E5: Time Management
      • E6: Cash Flow

        • Feature an DYI drink from Hy-Vee's recommended Holiday cocktails, the hostess shares the recipe and inspiration they have online. 


        For all episodes of B&B with CFB, visit GoCFB.bank

        11 min
      • Cash Flow

        This episode of Bites & Beverages with CFB focuses on Cash Flow. 

        Cash flow refers to the net balance of cash moving into and out of a business at a specific point in time.

        Cash flow can be positive or negative. Positive cash flow indicates that a company has more money moving into it than out of it. Negative cash flow indicates that a company has more money moving out of it than into it.

        The Bankers touch on the following points:

        • What is a Cash Conversion Cycle?
        • Why is it important for my business?
        • What are some of the terms I need to know  to get a better understanding of Cash Flow
        • What is the goal overall?



          • 21 min
        • Time Management

          Today's topic is Time Management with bites from Hunter's & Hunter's 2

          • What are the benefits of Time Management
          • What are the key elements of a Time Management plan
          • Let’s talk about the importance of Prioritization
          • SMART goals – definition and examples
          • Make a plan, work the plan.
          • Importance of Delegating


            • Thank you for being here with us! If you are out there on www.GoCFB.bank, click around to listen to other episodes of Bites & Beverages with CFB.

            21 min
          • Selling Your Business

            This episode talks about Selling Your Business, and our Beverage is from Brent’s Firehouse Coffee in Camanche.


            • What are some reasons to sell your business?
            • How can I plan for growth and new ownership at the same time? What is the right time to hand the reins to someone else?
            • I want to retire, but my business has been my focus for XX years. How do I even start the transition?
            • I would love to see the (family) business remain open, but no one in the family is interested. How can I recruit an interested buyer?
            • How do I determine a fair asking price if I decide to sell?
            • What are the steps I need to take to prepare my business for sale?


              • For those listening today, thank you for being here with us! If you are out there on GoCFB.bank, click around to listen to other episodes of Bites & Beverages with CFB.


              Learn more about Citizens First Bank by visiting www.GoCFB.bank

              21 min
            • Banking Relationships

              On episode 3 of Bites and Beverages with CFB, the bankers explain the importance of having a relationship with your banker. 


              Find out more about Citizens First Bank by visiting GoCFB.bank

              33 min

            About A Podcast with Citizens First Bank, Member FDIC

            From the publisher's feed

            A podcast answering your questions on financial topics, from a banker's perspective.