New tax cuts save you thousands! Learn how markets & the One Big Beautiful Bill Act impact your retirement. Get our free 2025 Tax Planning Checklist! #TaxCuts2025

The One Big Beautiful Bill Act (signed July 4, 2025) locks in tax cuts that could save you thousands a year, but markets are volatile. In this week’s A Smarter Way to Retire, CFP Anthony Leonardi unpacks the latesteconomic news (July 7–14, 2025) and its impact on your retirement. From 35% tariffs on Canada (and new 30% threats on Mexico/EU) to a 2.7% inflation spike, we cover the risks—like higher costs squeezing your budget—and opportunities,like tariff revenue and tax-driven economic growth boosting your portfolio.

Learn how to:

-Save thousands with permanent 24% and 32% tax rates.

-Stress-test your portfolio for tariffs and inflation with MoneyGuidePro.

-Leverage the 23% Section 199A deduction for businesses or rentals.

-Ride GDP growth from tax cuts for stronger stock returns.-Ignore rumors like Operation Chrysalis and focus on real strategies.

Download our free 2025 Tax Planning Checklist to maximize savings and protectyour retirement. Follow us on Instagram/@TonyLeonardiCFP or Facebook/LeonardiFamilyWealthcare for more tips.

Ready to retire smarter?Schedule a consultation with Leonardi Family Wealthcare today!

New tax law alert! The One Big Beautiful Bill Act could save you thousands in 2025. Join CFP Anthony Leonardi to learn how lower rates, a $6,000 senior deduction, and a 23% business break impact your retirement.

Download our free 2025 Tax Planning Checklist at LeonardiFamilyWealthcare.com!#RetirementPlanning #TaxTips
The One Big Beautiful Bill Act, signed July 4, 2025, is shaking up taxes for retirees and business owners. In this episode of A Smarter Way to Retire, CFP Anthony Leonardi breaks down how this law’s permanent 24% and 32% tax rates, $40,000 SALT cap, 23% Section 199A deduction, and $6,000 senior deduction can save you $2,000–$11,000 a year. But withphase-outs and a $3.5T deficit, you need to act fast! Learn actionable strategies to maximize savings, protect your portfolio, and plan your legacy.Download our free 2025 Tax Planning Checklist at LeonardiFamilyWealthcare.comand follow @TonyLeonardiCFP on Instagram/X for more tips. Subscribe to retire smarter!
Sources: Ways and Means Committee, Congress.gov, Tax Foundation

Join Tony Leonardi, CFP® from Newtown, Connecticut, on A Smarter Way to Retire for an episode recorded July 04, 2025. Celebrate America’s 249th with insights on financial independence amidst a Fed rate cut hint (20% Julychance), oil dropping to $68.9-$70, and S&P 500 highs. Learn how a plan counters PCE (0.1% rise), jobless claims, and the 2025 TCJA sunset, while boosting health.

Key Takeaways:

-Plan for independence amid market shifts.

-Optimize taxes before the 2026 rate hike.

-Stay active to enhance financial freedom.

Listen on:

Spotify

ApplePodcasts

YouTube

Visit LeonardiFamilyWealthcare.com or download the 2025Retirement Reset Checklist for a Probability of Retirement Success meter. Subscribe and review to join this journey.

The Critical Need for a Retirement Financial Plan
Join Tony Leonardi, CFP® from Newtown, Connecticut, on A Smarter Way to Retire for an episode recorded June 25, 2025.

As summer heats up, discover why the number one retirement mistake—retiring without a plan—can lead tooverspending, underspending, risky investments, or missed tax savings.

With the Fed holding rates steady despite 2.7% inflation and oil prices swinging ($85-$90) due to Iran-Israel tensions, Tony explains how a financial model safeguards your future.

Learn to stress-test your plan and reduce financialstress linked to faster aging.

Key Takeaways:

Avoid overspending or underspending with a roadmap.

Balance risk and seize tax savings with planning.

Review annually amid economic shifts.

Listen on:

Spotify

Apple Podcasts

YouTube

Visit LeonardiFamilyWealthcare.com or download the 2025Retirement Reset Checklist for a Probability of Retirement Success meter. Subscribe and review tosupport this journey!

Join Tony Leonardi, CFP® from Newtown, Connecticut, on A Smarter Way to Retire for an episode recorded June 18, 2025. Amid last week’s market dips from Middle East tensions and oil price surges, Tony reveals how to secure retirement beyond savings. Explore timing Social Security for your health and needs, choosing pension payouts (single-life, joint, or maximization with life insurance), and diversifying with dividends, annuities, and active income like consulting. Learn how strength training cuts $2,500 in healthcare costs yearly.

Key Points:

• Tailor Social Security timing to your lifespan.

• Optimize pensions with strategic options.

• Balance investments and stay active.

Listen on:

• Spotify

• Apple Podcasts

• YouTube

Visit LeonardiFamilyWealthcare.com or download the 2025 Retirement Reset Checklist for a Probability of Success meter. Subscribe and review to join this journey!

Welcome to A Smarter Way to Retire, hosted by Tony Leonardi, CFP® from Fairfield County, Connecticut. In this episode, recorded with insights from years of guiding retirees, Tony dives into the five biggest retirement planning mistakes that can jeopardize your financial future—and how to sidestep them.

Discover why retiring without a clear strategy can leave you vulnerable, how underestimating a 30+ year retirement lifespan risks outliving your savings, and the pitfalls of claiming Social Security too early or ignoring inflation and market volatility. Plus, learn why failing to adjust your plan over time can derail your dreams. Tony also explores how staying active, like with strength training, complements financial health for a vibrant retirement.

Key Takeaways:

• Build a personalized financial plan to avoid overspending or underspending.
• Plan for longevity with adjusted withdrawal rates (is 4% still enough?).
• Maximize Social Security by timing your claim wisely.
• Protect your portfolio with diversification against inflation and volatility.
• Review your plan annually to stay on track.

Tune in for practical tips and real client stories, like the woman who hesitated to buy coffee or the man debating his dream car. Whether you’re in Newtown or beyond, this episode offers actionable steps for a confident retirement.

Listen on:

• Spotify
• Apple Podcasts
• YouTube

Learn More: Visit LeonardiFamilyWealthcare.com for additional resources or download the 2025 Retirement Reset Checklist to start planning today. Subscribe and leave a review to help others find this valuable content!

💪 Tony Leonardi, CFP® from Fairfield County, CT, welcomes Philip Pape of Wits & Weights, to explore the health-wealth connection in retirement.

Recorded for A Smarter Way to Retire, this episode dives into why fitness matters more as we age.

Learn how strength training, not cardio, is the foundation for retirees, plus Philip’s non-negotiables: protein, lifting, and recovery.

Get actionable steps like tracking food or finding a gym!

Visit LeonardiFamilyWealthcare.com, listen on Spotify, watch on YouTube, and grab the 2025 Retirement Reset Checklist. #RetirementHealth #StrengthTraining #HealthWealth

🌞 Welcome to A Smarter Way to Retirewith Tony Leonardi, CFP® from Newtown, Fairfield County, Connecticut!  Tony reflects on a memorable Memorial Dayweekend—raising a flag, firing up his pizza oven with garden mushrooms, andcelebrating family (Tony’s engagement and a new baby!). Dive into a mid-2025check-in: Are your finances and health goals on track? Explore the S&P500’s 23% trough-to-peak gain (now 5,921.54 after a 2.05% rally on May 27),last week’s volatility (1.6% drop, tariff fears), and tips to set summergoals—budgeting for trips, staying active with walks or pickleball, and more.Learn actionable steps to balance fun and stability. Visit LeonardiFamilyWealthcare.com for insights, listen on Spotify, watch on YouTube, and download the 2025Retirement Reset Checklist. Rate us on Apple! #RetirementPlanning #SummerGoals #MarketUpdate

🌿 Welcome to A Smarter Way to Retirewith Tony Leonardi, CFP® from Fairfield County, Connecticut! On May 21, 2025, Tony shares a personal update—his sons’ travels, a garden rebuild after a flood, and spring in CT—before diving into Memorial Day’s 1868 origins and itsmeaning: honoring 1.1M fallen soldiers.

Then, explore the Moody’s May 16 downgrade of US bonds to Aa1, driven by a $37T debt (up 50% since 2019’s $4.4Tspending vs. 2024’s $6.75T) and $2T annual deficits.

Learn how this impacts retirees, the S&P 500’s 5.5% rise from 5,592.785 (April 30) to ~5,900 (May 21), and international stocks’ 14% 2025 gains.

Get a Memorial Day tip to review your diversified portfolio.

Visit LeonardiFamilyWealthcare.com for more, listenon Spotify and Apple Podcasts, watch on YouTube, or download the 2025 Retirement Reset Checklist.#MemorialDay #RetirementTips

Feeling rattled by recent market volatility? 📉 In this episode of A Smarter Way to Retire, Tony Leonardi, CFP® based in Fairfield County,Connecticut, shares three positive economic updates from May 2025 that arelifting markets and spirits. From the US-UK trade deal boosting sectors likemanufacturing, to a new US-China agreement easing trade tensions, and abipartisan pharmaceutical pricing policy cutting drug costs, these developmentsoffer hope for retirees. Learn why focusing on data—not headlines—is key tostaying grounded in your retirement plan. 🌱 Tune in foractionable insights and a reminder to step away from the 24/7 news cycle. Howdo you tune out the noise? Share your thoughts!
For more retirement planning insights, visit LeonardiFamilyWealthcare.com.
#RetirementPlanning #MarketVolatility #FinancialTips #FairfieldCounty