In this Episode we talk about COP, ahead of COP 30. What is a COP, where did it come from and how does all of this relate to UK financial advisers and their clients?

Note - this Episode was recorded on 28/10/2025, ahead of COP30 and associated developments/information updates

Episode Transcript: https://www.esgaccord.co.uk/wp-content/uploads/2025/10/Episode-8-Transcript.pdf

Links and Resources:

Outrage & Optimism Podcast https://www.outrageandoptimism.org/episodes

Chatham House What is COP30 and why does it matter for the climate? https://www.chathamhouse.org/2025/09/what-cop30-and-why-does-it-matter-climate

United Nations COP30 to take place 6-21 November 2025 in Belém, Brazil. https://www.un.org/en/climatechange/cop30

United nations Department of Economic and Social Affairs - Sustainable Development. The 17 Goals: https://sdgs.un.org/goals

Global Tipping Points Report 2025: https://global-tipping-points.org/

Part 4: Values

Some would argue that values or ethical investing is where it all started. In this episode we will hear the FCA's view on where ethical and values-based investment fits under the SDR regime, and we will hear from a broad range of industry experts who are active in this area.

The full transcript of this episode is available here:https://www.esgaccord.co.uk/wp-content/uploads/2025/10/Episode-7-Transcript-Good-Money-Week-part-4-.pdf

Part 3: Delivering good outcomes - understanding objectives and preferences

In this Episode we have valuable insights from the FCA on sustainability and how existing regulations exist to support advisers.

We'll also hear from another wide range of industry experts on what 'good outcomes' look like when it comes to ESG, sustainable and values-based investment options.

The full transcript of this episode is available here:https://www.esgaccord.co.uk/wp-content/uploads/2025/10/Episode-6-Transcript-Good-Money-Week-part-3.pdf

Part 2: Due diligence and sustainability

In this Episode we hear from the FCA about important aspects of sustainability and due diligence requirements, plus our guests from across the industry describe their own processes for sustainability due diligence.

The full transcript of this episode is available here:

https://www.esgaccord.co.uk/wp-content/uploads/2025/10/Episode-5-Transcript-Good-Money-Week-part-2.pdf

 Part 1: Fact find and meeting

In this episode we hear from the FCA and other guests about the importance of discussing sustainability and values-based investment options with clients, and when and how to record the conversation as part of the Fact Find/Know Your Client process

The full transcript of this episode is available here:https://www.esgaccord.co.uk/wp-content/uploads/2025/10/Episode-4-Transcript-Good-Money-Week-part-1.pdf

In this episode we look at Where, When and How to raise sustainability/ethical/responsible investment options with clients. We also cover the issue of 'sludging' issues from Consumer Duty and how, inadvertently, many advice firms are creating barriers to clients achieving their investment preferences and objectives.

The full transcript of this episode is available here:

https://www.esgaccord.co.uk/wp-content/uploads/2025/08/Episode-3-Transcript.pdf

In this, our second episode, we look in detail at the FCA's latest Financial Lives survey, and in particular the really interesting data in the Responsible Investment section.

Here is a link to the full Survey:

https://www.fca.org.uk/publication/financial-lives/fls-2024-consumer-investments.pdf

A short intro to Accord Tlaks