In today's episode, we're diving into real-life personal budgeting. We've touched on this topic in a few earlier episodes, so if you're looking for more insights, feel free to go back and check those out!

But today, we are diving into personal budgeting with two special guests—Paris Hague and Violet Fulton, both students at Otago Polytechnic, and our respective daughters.

Today, we have the privilege of hosting a true star in the world of design, someone whose creativity knows no bounds and whose passion for colours is contagious. A colourful character in more ways than one… Alex Fulton.

Alex's expertise extends far beyond the confines of a design studio. She's a seasoned professional who's left her mark on the industry in numerous ways.

In this episode, we’re diving into a topic that’s absolutely essential for business owners—bookkeeping. We’ll talk about how fast and accurate bookkeeping isn’t just a chore—it’s the foundation for understanding your business's financial health. We’ll walk you through the must-do tasks to keep things running smoothly.

Plus, we’ll touch on the benefits of cloud-based accounting tools like Xero, and why outsourcing your bookkeeping might just be the smartest move you’ll make this year.

In today’s episode, we’re thrilled to have Brent Lattimore, an expert Mortgage Broker joining us. Brent will walk us through the latest trends in business mortgages, how economic conditions impact loan options, and what businesses need to know to secure the best mortgage.

Whether you're thinking about your first business loan or looking to refinance, this episode is packed with must-know insights to guide you through the process.

Overwhelmed by the endless piles of paperwork on your desk? You've come to the right place! We'll explore simple and effective strategies to help you get organised, reduce stress, and reclaim your workspace. From designating a specific spot for your documents to embracing digital solutions, we'll cover practical tips that can transform your paper chaos into a well-organised system. 

The critical topic of cashflow forecasting! Where we’ll explore how this powerful tool can act as your financial crystal-ball - giving you a clear view of your business’s financial future. Discover the importance of maintaining a positive cash flow and get practical tips to stay ahead of financial surprises. Whether you're a startup or an established business, this episode will equip you with the knowledge and strategies to keep your cash flowing smoothly and your business thriving. 

When it comes to meeting your business goals, it pays to have an effective way to measure your success. Key Performance Indicators (KPIs) measure the important features of your business. Regardless of what business you run, KPIs help you to measure specific aspects of your business performance.

Exactly what you measure and how you measure it will be dependent on your business and your long-term goals. The data will give you a picture over time and allow you to make informed decisions. 

Accountability is crucial for business success. It involves clear communication, assigning the right tasks to the right people, setting realistic deadlines, and establishing consequences for inaction. Regular check-ins ensure progress and provide support.

By fostering a culture of accountability, businesses improve productivity, morale, and overall performance, driving both individual and organisational success.

Many businesses don't know their breakeven point. This is the intersection of your sales meeting your expenses – and the rest – well that's profit!

Explore the Breakeven Points pivotal role in balancing revenue and expenses, dissect its components, and understand its strategic significance in decision-making. Join us as we navigate the depths of financial clarity.

Join us for an insightful interview with Brent Lattimore, a serial entrepreneur - including simultaneously running a successful Mortgage Broking business, along with multiple businesses in the beauty industry!

In this episode, Brent shares his challenges with being a silent business partner in a toxic relationship; with an unsustainable business model. And how his diverse businesses overlap in terms of process and business fundamentals.