If you're interested in what's genuinely exciting in payments right now, this podcast is well worth your time. @Jeremy McDougall speaks with @Tom Warsop, President & CEO of ACI Worldwide, and @Otto Benz, Customer Technology & Payments Director at @Nationwide Building Society, one of ACI's longest‑standing UK customers.

It's a sharp, down‑to‑earth conversation that cuts through the hype around real‑time payments, open banking, AI and digital money, and focuses on what's actually changing, where value is being created, and what really matters for customers and banks.

A rare, candid perspective from two leaders at the heart of the payments industry, now live on YouTube, Spotify and Apple.

🎙️ Payments in Motion: Real Time, Trust and the Future of Money

In this episode of ACI Worldwide's podcast, host Jason Pavona explores a surprising disconnect in the payments industry: while advanced technologies are readily available, many leaders aren't using them to their full potential. Joined by industry experts, the discussion dives into the reasons behind this paradox—ranging from organizational inertia to misaligned priorities—and offers insights on how decision-makers can better align perception with action to drive innovation and efficiency.

During a recent PaymentsJournal podcast, Dan Coates, Principal Solution Evangelist at ACI Worldwide, and Daniel Keyes, Senior Analyst of Merchant Services at Javelin Strategy & Research, explored the complex payments ecosystem and how payment orchestration allows merchants and PSPs to tackle obstacles head-on.

APP scams are on the rise, and UK banks are feeling the impact. By 2026, The UK market loss expected is $1,564.9 million compared to $789.4 million in 2021.

Despite efforts to educate customers about the risks, banks and regulators are struggling to find a formula that works. That's where Scamscope comes in.

In this podcast, you'll learn:

• The current and expected losses to APP scams in the UK and beyond
• Real-world examples of recent APP scams in the UK and how they were carried out
• The impact of mule networks on APP scams and how to disrupt them

Instant Payment Platform (IPP) planning in UAE is not a short-term project. Get tips on the right approach from ACI's payments experts as they talk about the 18 criteria you need to include in your process.

Gain key insights into how UAE financial institutions can prepare for IPP in our podcast featuring over 20 years' of #payments experience.

What challenges are issuers facing and why are so many replacing their legacy solutions? Cards continue to be very popular in countries such as the U.K. and the U.S. – however, consumers are changing the way they pay.

Listen to ACI's retail and issuing experts Javier Pino and Chris Knowles to find out more about financial institutions' challenges and pain points during recent years and why some are looking to insource platform upgrades now.

In the last of our four-part, four-minute, Payments-as-a-Service series, Matt and Wayne welcome ACI's Head of SaaS Geoff Tunbridge into the conversation to explore "looking ahead" with cloud-based payment systems.