ACUMA ONpoint

Join ACUMA President Peter Benjamin as he is joined by Zach Pfister, Policy Director at Brownstein Hyatt Farber Schreck. Together, they will discuss navigating complex shifts within the Consumer Financial Protection Bureau (CFPB) with insights. Have you ever wondered how the changing leadership at a major regulatory agency could ripple through the financial sector? With a wave of terminations, an operational freeze, and no budget request from the Federal Reserve, could we witness a strategic downsizing of the CFPB? As Jonathan McKernan is expected to step in as the new permanent director, our discussion probes the potential future landscape of consumer protection and credit union mortgage activities amidst these changes.

What does this mean for agencies like the CFPB and HUD in an era of federal workforce reductions? Zach helps us dissect the impact of these staff cuts and the resulting uncertainty for the business community, especially as communication with regulators diminishes. We explore the mixed reactions to a recent federal buyout offer and what these developments spell for maintaining compliance and agency functions. With the overarching goal of budget savings, we provide a roadmap of the challenges ahead and the possible reshaping of federal agency roles and responsibilities. Tune in for a meticulous examination of these pivotal developments. 

 How does a mortgage loan officer juggle the worlds of finance and comedy? On this episode of the ONpoint Podcast, ACUMA President Peter Benjamin sits down with Allie Hager of Telhio Credit Union. Allie shares her journey from the rigid structure of big banks to the supportive environment of credit unions, where she discovered her true calling. Along the way, she talks about balancing work and stand-up comedy, helping families achieve homeownership, and embracing resilience, humor, and authenticity. Don’t miss this inspiring blend of wisdom, laughter, and personal growth!  Tune in to the latest.
Sponsored by Polygon Research

Join Peter Benjamin, President of ACUMA, and Justin Hawkins, Director of Marketing and Communications, as they sit down with Heather and Steve Bollinger, the dynamic duo behind the Bollinger Foundation. Discover how a serendipitous introduction by a mutual friend sparked a promising partnership with ACUMA, set to make waves in the credit union mortgage industry. Step into the heartfelt journey of the Bollinger Foundation, born out of personal tragedy, and its mission to support children who have lost a parent. Hear the stories of Steve and Heather's father, an influential figure in HUD, who left his family unexpectedly, and how this foundation has since transformed lives. To date, they have awarded more than 339 grants totaling $1.5 million. Feel the excitement as Heather and Steve discuss their creative strategies for community engagement, from golf tournaments to year-round fundraising efforts. Listen as they share personal motivations, from family influences to work-life experiences, all sprinkled with a touch of humor and fun. This is one you don't want to miss. Tune in now.
Sponsored by Dark Matter Technologies.

What if the credit union mortgage industry is on the cusp of major changes as the political landscape shifts in Washington? Join ACUMA President Peter Benjamin on the next episode of the ONpoint Podcast as we unpack the complexities of the current political climate with our insightful guest, Leah Dempsey, Shareholder from Brownstein Hyatt Farber Schreck. With her expertise, we navigate the anticipated transitions within federal agencies, focusing on the bold moves by CFPB Director Chopra, even amidst congressional pushback, as President Trump gears up to take office. Leah provides an expert roadmap on what industry insiders can expect from these regulatory shifts, including the challenges of unwinding previous rulemaking actions. The episode also tackles the looming transitions at major finance agencies like the FHFA and NCUA. 

Tune in for a comprehensive discussion that promises to enhance your understanding of the regulatory landscape and its potential impact on the credit union mortgage sector.

Margaret Greczek, Senior Vice President of Real Estate Lending at Polish and Slavic Federal Credit Union, offers an insider's look at the nuances of the credit union mortgage industry. Her story is one of openness and kindness, underscoring the personal connections that have propelled her success. Join ACUMA President Peter Benjamin and Margaret as they discuss unique insights on what sets her credit union apart. Creating bridges between mortgage departments and branch operations is essential, and the discussion digs into the necessity of such relationships. Communication and understanding between the branches and mortgage departments are essential. Margaret and Peter share their thoughts on how branch managers and loan specialists can foster these critical connections, leading to more robust advocacy for mortgage initiatives. With practical strategies for breaking down barriers and empowering teams, this conversation is a treasure trove for anyone interested in strengthening internal collaboration.
Sponsored by Polygon Research

David Ocasio Ross is the dynamic AVP of Mortgage Sales at AmeriCU Credit Union, who opens up about his remarkable journey in the credit union mortgage landscape. David's compelling story is not just about career achievements but also about building authentic relationships that transcend the boundaries of professional life. As we celebrate New Year milestones, David shares insights from his past experiences and offers a fresh perspective on what it means to truly be oneself in today’s fast-paced industry.

Discover the power of authenticity in the business world as ACUMA President Peter Benjamin and David explore how sincerity can be the cornerstone of successful relationships. David recounts balancing his professional aspirations with his personal life, shedding light on the importance of being genuine, whether on LinkedIn or with team members. The discussion delves into the nuances of fostering a culture of transparency and connection, particularly in rural areas where reputation holds immense value. Tune in now!
Sponsored by Xactus.

What if the next big shift in financial regulation is just around the corner? Join ACUMA President Peter Benjamin as he sits down with Zach Pfister, Policy Director at Brownstein Hyatt Farber Schreck, LLP, to navigate the complex policy landscape shaping the credit union mortgage industry. Together, they unravel the intricacies of Washington, D.C.’s current political climate, including the short-lived extension of government funding by the 118th Congress and the modest scope of the National Defense Authorization Act. Zach offers his expert analysis on the missed opportunities and the looming challenges that await as we head into the new year, with potential seismic shifts in reconciliation packages and tax reforms. The conversation delves into the potential restructuring of regulatory bodies like the CFPB, though such changes face significant hurdles. From housing policy to financial regulation, they assess the strategic implications for the credit union mortgage industry and how legislative efforts might evolve with the new administration's focus on housing affordability. Don't miss out on this insightful episode! Sponsored by Lender Price.

Join us as we explore the challenges and triumphs of 2024 in the latest episode of the ONpoint Podcast. You'll hear about the remarkable achievements of Team ACUMA, the hurdles we've overcome — and how we turned skepticism into thriving participation at our events. Get ready for insights into our educational initiatives and upcoming in-person events in Pensacola, FL; Savannah, GA; Seattle, WA; and Denver, CO.

Amidst the laughter and learning, we celebrate the bright future of our industry, spotlighting the Young Professional Network's leadership. We're also thrilled to welcome Maddie to the marketing team, hearing firsthand her enriching experience at the Denver FOCALpoint Workshop. This segment offers a humorous recount, including a memorable run-in with showgirls, while underscoring our commitment to enhancing member connections. Plus, we take you on a historical adventure, unraveling stories in a legendary hotel setting.

Feel the excitement as we set our sights on 2025, packed with new projects and team expansions. From refining the member experience with cutting-edge platforms to strategizing the perfect exhibit hall, we're all about fostering growth and engagement. As we wrap up 2024, indulge us with our lighthearted tradition of sharing dad jokes — because what's a celebration without a bit of humor? Tune in for a fun-filled, insightful ride through a year of professional growth and community building.

Witness the unfolding dynamics of the credit union mortgage industry as we unravel the potential shifts under a new administration. With expert guidance from policy advisor Annmarie Conboy-DePasquale, we venture into the anticipated changes at pivotal regulatory bodies like the CFPB and FHFA. This episode promises to equip you with a deeper understanding of how new leadership appointments might reshape housing policy and regulatory agendas, offering a historical perspective on significant policy swings with each administration change. Join Annmarie and Peter Benjamin, President of ACUMA, as they spotlight the strategic importance of appointing directors who can withstand political scrutiny amidst a continually evolving regulatory environment. 
Sponsored by Lender Price.

What impact do credit unions have in the mortgage industry, and how can they foster collaboration and leadership? Our latest episode of the ACUMA ONpoint podcast promises to enlighten you with insights from Magda DeMauro, AVP of Mortgage Services and Underwriting at Fairwinds Credit Union. Magda's leadership within Florida's credit union mortgage sector offers a compelling look at how credit unions are making significant strides. We'll reflect on the transformative power of teamwork and the importance of an open-minded approach, as Magda shares her experiences and valuable lessons learned from industry events. Our conversation explores a collaborative initiative in Florida where credit union professionals unite to tackle challenges and share solutions in underwriting. Don't miss this episode, which is filled with inspiration, community building, and a touch of holiday spirit. Sponsored by Optimal Blue.