This week we speak with Steve Osborn from Identity Marketing about the current state of marketing in real estate and some of the marketing tools he believes are non negotiable when selling your home.

Steve can be found here:

web site https://identity.marketing/

FaceBook https://www.facebook.com/identitymarketingagency/

Instagram https://instagram.com/identitymarketingagency/

This weeks podcast features Greg Bond from Atelier Bond Architects. We have a long discussion about the Architect and client relationship and the idea of Approachable Architecture.

Greg Bond and Atelier Bond can be found here http://www.atelierbond.com.au/

In this episode we are joined by Kayla Mcsporran from Fruitful Homes to talk about planning your next renovation. Kayla has years of experience renovating homes and offers a service to help with the planning and design of clients renovation projects. She shares some simple tips to make the process more affordable and manageable.

Kayla can be found here:

Website

https://fruitfulhomes.com.au/

Instagram

https://www.instagram.com/fruitfulhomes_adl

FaceBook

https://www.facebook.com/fruitfulhomesadelaide/

This week's episode includes a quick market update and our tips on getting your home ready for a Spring Sale.

More handy buying and selling tips can be found here:

https://www.youtube.com/user/AgentPaulMcWilliam

or on our Facebook page

https://www.facebook.com/teammcwilliamagents/

This weeks episode includes an Adelaide market wrap and Marie's tips and hints, taken from her A Minute with Marie Vlog, on how to successfully present and get your home ready for sale.

The full vlogs can be found here:

Our web site https://www.teammcwilliam.com.au/vlog

Our YouTube channel https://www.youtube.com/user/AgentPaulMcWilliam

We had the great pleasure of interviewing Mat Steinwede for our Adelaide Real Estate Podcast. Mat Steinwede is one of Australia's leading real estate agents and thought leaders. Mat's journey from being homeless 25 years ago to now owning seven McGrath offices along the New South Wales central coast is inspirational and a great example of reaping the rewards of hard work. Recognised as one of Australia's elite agents Mat shares his tips for home owners to help them achieve the best possible result when selling and he also shares some great advice for buyers.

Australia's banking regulator announced on Tuesday 21st of May 2019 it's plans for relaxing the assessment rate for home loans.

Serviceability assessments are used to make sure borrowers can repay their loans under different circumstances: for instance, if banks have to increase mortgage rates.

In 2014, when household debt and property prices were rapidly rising, APRA introduced a mortgage rate 'floor' of 7 per cent, or a buffer of 2 per cent above the mortgage rate being offered. Banks were to use whichever was higher. This meant that regardless of the cash rate or standard variable rate at the time of applying for a loan, banks would assess a borrower's ability to repay a loan at a mortgage rate of at least 7 per cent.

If APRA kept its 7 per cent floor in place, the gap between actual mortgage rates and the serviceability floor could become unnecessarily wide. This change which could come into place in June may directly help borrowers obtain higher loan amounts This is big industry news, because it could potentially increase the maximum amount people can borrow.

Movements in the volume of mortgage lending is one of the leading indicators of house price movements. Therefore, a pick up in mortgage lending, enabled by eased assessment criteria, could point to property prices stabilising, or even increasing earlier than anticipated.

Original source article can be found here https://www.domain.com.au/research/apra-is-revising-its-7-per-cent-mortgage-serviceability-floor-839781/

In this weeks podcast Paul goes on a rant about the Number 1 reason why he thinks your home won't sell.

In this episode Marie and Paul McWilliam answer the 7 most commonly asked Auction buyer questions and Marie again battles her urge to giggle.

This week Paul & Marie McWilliam talk about the latest market stats for Adelaide residential real estate and the national market, they welcome 2019, share some exciting news about Marie's new daily Vlog - A Minute with Marie, and have a laugh at Paul's expense.