Advised | with Rick Luchini

In this episode, we welcome legendary retirement researcher Bill Bengen, the creator of the original 4% rule, to discuss his latest findings and how retirement withdrawal strategies have evolved. If you’re planning for financial independence, early retirement, or traditional retirement, this episode is essential!

🔹 What is the new 4% rule, and how has it changed?

Bill also shares insights from his new book, "A Richer Retirement: Supercharging the 4% Rule," where he reveals his latest research, updated safe withdrawal rates, and ways to optimize your retirement income strategy.

Are you unknowingly setting yourself up for massive tax bills in retirement? In this episode of #advisedpodcast, we break down essential retirement tax planning strategies to help you minimize taxes, maximize savings, and protect your wealth.

✅ When should you start planning for retirement taxes?

We explore key considerations for creating a tax-smart retirement strategy, including ways to manage taxable income, reduce future liabilities, and structure your assets more efficiently. By making informed decisions now, you can potentially save hundreds of thousands in unnecessary taxes and gain greater financial flexibility in retirement.

In this episode, we dive deep into everything you need to know about RMDs, tax planning, and strategies to protect your retirement savings.

Discover how RMDs are calculated, why they can lead to a “tax bomb,” and how they affect Social Security, Medicare premiums, and overall retirement income. We cover actionable strategies like Roth IRA conversions, proactive tax planning, and Qualified Charitable Distributions (QCDs) to minimize your tax burden and maximize your wealth.

This podcast is packed with expert insights and practical tips to help you plan for RMDs, avoid costly penalties, and preserve your retirement lifestyle. Whether you're just starting retirement planning or looking to refine your strategy, this video is your ultimate guide to personal finance and retirement planning success.

Tags: retirement planning, personal finance, RMDs, required minimum distributions, tax planning, Roth IRA conversions, Qualified Charitable Distributions, IRA, 401(k), retirement savings, tax strategies, Medicare premiums, Social Security, retirement income, financial planning, retire rich, wealth management, financial independence, tax-efficient investing.

Subscribe now for more expert advice on securing your financial future!

Thinking about investing in real estate but unsure how to determine if a property is a good deal? In this episode, we break down how to evaluate rental properties, calculate cash flow and ROI, and compare real estate to other investments like stocks and bonds. Whether you're a new investor or a seasoned landlord, understanding real estate valuation is crucial for maximizing profits and building long-term wealth.

Join Rick Luchini and Austin Preece, a financial planner specializing in real estate investing and retirement planning, as they discuss:

If you're planning for financial freedom, looking to grow passive income, or need a strategy for real estate investing in retirement, this video is for you!

🔔 Subscribe for more personal finance, real estate, and retirement investing tips!

Thinking about investing in real estate for retirement but unsure if it’s the right move? In this episode, we dive into the pros and cons of real estate investing, how it compares to stocks, and how your investment strategy should change before and after retirement.

Join Rick Luciani and Austin Preece, a financial planner specializing in real estate investors and business owners, as they break down:

If you're planning for financial freedom, want to diversify your portfolio, or need a retirement investing strategy, this video is for you!

🔔 Subscribe for more personal finance, retirement planning, and investing tips!

#RealEstateInvesting #RetirementPlanning #PassiveIncome #FinancialFreedom #RealEstateVsStocks #PersonalFinance #WealthBuilding #InvestingForBeginners #CashFlow #1031Exchange

In this episode we dive into the top questions and concerns pre-retirees have before taking the big leap into retirement. Whether you're approaching retirement or helping a loved one plan, this discussion is packed with actionable insights and strategies.

✅ Topics Covered:

Our candid conversation includes tips for making the most of your early "go-go" retirement years and balancing spending with long-term financial security. Whether you're worried about taxes, income, or health care, we’ve got you covered.

🎧 Don’t miss this episode! Like, comment, and subscribe for more content about personal finance, retirement strategies, and financial independence.

#RetirementPlanning #PersonalFinance #HealthInsurance #SocialSecurity #FinancialFreedom #RetirementIncome #TaxPlanning #advisedpodcast 

In this episode of #advisedpodcast we dive deep into essential retirement planning tips to help pre-retirees avoid costly mistakes. Learn about the importance of **estate planning**, why every family needs a **will** or a **trust**, and how to fix common gaps like outdated documents and incorrect beneficiaries.  

Key Take Aways:  

This guide is packed with actionable advice to secure your family's future, reduce stress, and ensure your wishes are honored. Whether you're preparing for retirement or already retired, these tips are crucial!  

Today Hamilton and I discuss the ways investing during your retirement should be different, and the many ways it may be similar to how your invested now.  We go over the big mistakes we see people make in this area, and bust some of the old schools of thought around this topic that you might still be subscribing to. 

Listen as Hamilton and I discuss real client scenarios that result in changes to their plans and how we handled them.  Life WILL throw you curve balls.  The only question is, do you know how to hit them. 

The challenges of owning individual stocks, and how we invest for our clients. Whether you're a DIY investor, or a client of a traditional firm, this episode is a MUST listen.