The global financial crisis has put those living in poverty in an even more precarious position and left many of the institutions that would normally come to their aid unable to help. What is the best way for each of us to reach out to those most in need? Many point to small acts of philanthropy, such as micro-lending and grant-making. Innovative organizations that facilitate such person-to-person giving are thriving in the current economic climate, demonstrating that small, seemingly insignificant actions can lead to meaningful change. Flannery and Taylor—pioneers of online giving markets—will discuss their two models and how we can help individuals pull themselves out of the cycle of poverty both at home and world-wide.