John asks why socialism is resonating with younger voters and whether proposals like city-run grocery stores actually fix affordability. Matthew Mitchell (senior fellow, Fraser Institute Center for Human Freedom) breaks down where centrally planned systems fail—incentives, control, and knowledge—with case studies from Poland and Estonia, plus how zoning and supply constraints drive housing costs more than people think.

Then, the phones light up: listeners share real-world insurance write-off stories—from minor rear-enders to catalytic converter theft—raising questions about repair estimates, valuations on older vehicles, and why “total loss” can happen so fast.

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