AFSA Extra Credit Podcast

In this episode of the AFSA Extra Credit Podcast, we're speaking Ginger Herring, President & CEO of 1st Franklin Financial Corp. Ginger is a third generation leader of 1st Franklin, which has been offering consumer credit products on Main Streets across the South since 1941. We talk about the important role of face-to-face contact and how fortunate Ginger feels to have a role in the lives of her neighbors for more than six decades. We also touch on how some public policies are threatening that role. 

If you've got questions or you'd like to suggest a guest, please shoot us an email at [email protected] or tweet at us. 

In this episode of the AFSA Extra Credit Podcast, Stan Butler, President & CEO of Heights Finance. We talk a bit about the difference Stan sees in banks versus consumer credit companies like Heights. We also touch on fintech, rate caps and talk about both the challenges and opportunities they provide.

In this episode of the AFSA Extra Credit Podcast, we're speaking with Rhonda Ashburn, Executive Director of the AFSA Education Foundation. We touch on the power of financial education and look at the many successes the Foundation has had in 2019. We also take a look at the path forward in 2020, when AFSAEF will be celebrating its 30th anniversary.

In this episode of the AFSA Extra Credit Podcast, we're speaking with Frank Salinger, a longtime consultant for and former staff member of AFSA. Frank really needs no introduction – he's been an integral part of protecting access to consumer credit since he joined the industry in the late 1970's. We talk about what he's working on with AFSA now and he gives his opinion on what AFSA members need to be focusing on right now.

In this episode of the AFSA Extra Credit Podcast, we speak with Rohit Dewan, Head of Public Policy with OneMain Financial. OneMain offers personal and auto loans in all 50-states. We talk about some of the issues Rohit and OneMain see in the consumer credit space, including debt settlement companies. We also touch on some of the things Rohit has learned throughout his career.

On this episode of the AFSA Extra Credit Podcast, we're speaking with John Findley, CEO of LemonadeTraining, a company that helps businesses develop game-based education programs. We talk a bit about game-based training, but really take the opportunity to talk about LemonadeTraining's new whitepaper that delves into ways companies can overcome obstacles to digital adoption across generations. We touch on the important role that front line staff plays in digital adoption and some of the hurdles we face dealing with different consumers.

Lemonade Training

How to Overcome Obstacles to Digital Adoption Across Generations

In this episode of the AFSA Extra Credit Podcast, we talk with Simon Keymer, who has worked with AFSA's state government affairs team for the last several years. This is the last of our recordings from AFSA's Annual meeting. We talk about what he's working on with SGA and the trouble he sees with Referendums. He also speaks about what he's learned in his career and shares some best practices.

Members can access SGA's whitepapers, 50-state surveys and talking points via the SGA Resources area of the website. Follow AFSA SGA on Twitter @AFSA_SGA. 

In this EXTRA, AFSA Senior Vice President Danielle Fagre Arlowe talks about the recent report from the National Consumer Law Center (NCLC). We point out some of the areas where the report falls short and talk about AFSA's response.

View AFSA's blog post on this topic here.

In this episode of the Extra Credit Podcast we speak with  Paul Hale, Senior Vice President of Security Finance Corp. and President of the 2019 AFSAEF Leadership Development Program at UNC.

We pull off to the side of AFSA's Annual Meeting in Nashville to talk about his concern about debt settlement companies and how they are negatively effecting customers. He also speaks about what he's learned in his career and shares some best practices.

In this episode of the AFSA Extra Credit Podcast, we speak to Rex Ellison, President & CEO of Republic Finance and Chairman of the AFSA Education Foundation.

Rex shares with us some best practices for building a successful traditional installment lending business and tells us about a what he's learned in his career so far.

Rex also shares a powerful story about the impact installment loans can have on the lives of ordinary Americans.