Sarah Franklin, Texas Farm Credit vice president branch manager in Pleasanton, joins TSCRA Talk host, Kristen Brown, to discuss the basics of an ag loan. Franklin outlines both long-term loans and short-term loans such as operating loans, as well as documentation needed for the application process.  

She shares the five C’s they take into consideration when evaluating a loan – character, capacity, capital, collateral and conditions, in addition to valuable insight on the loan process.  

Additional information can be found at texasfarmcredit.com/resources/.