Today's guest is the one and only Ricky Carruth. Ricky sells over 100 properties every single year as a single agent, and want to help you do the same. He has created an online course and will work with you One-on-One. 

He started Zero to Diamond, a company that helps real estate agents become successful. We are discussing the OUTLOOK on 2023, which agents need to be and mortgage bankers alike. 

Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group.  We bring you raw stories from real people in the mortgage industry. We're covering what's next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward?

Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company.