All About Bankruptcy

By allaboutbankruptcy

This Podcast is hosted by Evan Mack with Oklahoma bankruptcy attorney Luke Homen. Each week, they break down how Chapter 7 and Chapter 13 bankruptcy work in plain language, helping listeners understan... more

· Business

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about All About Bankruptcy:

How many episodes does All About Bankruptcy have?

The podcast currently has 5 episodes available.

All About Bankruptcy episodes:

August 23, 2025 What Happens After You File for Bankruptcy? Recovery, Credit Repair & Your New Start
Episode Summary
Attorney Luke Homen explores the post-bankruptcy process, detailing the immediate protections of the automatic stay, the 341 meeting of creditors, and strategies for credit repair and financial recovery. The episode provides practical guidance on halting creditor actions, addressing financial challenges, and rebuilding credit to achieve a brighter financial future.
Key Timestamps
00:00 - Show Introduction and Welcome
01:30 - Understanding the Automatic Stay Protections
04:00 - Bankruptcy Noticing and Creditor Communication
07:00 - Preparing for Bankruptcy Filing
10:00 - The 341 Meeting of Creditors Process
13:00 - Rebuilding Credit After Bankruptcy
16:00 - Financial Recovery Post-Bankruptcy
19:00 - Conclusion and Call to Action
About the Show
All About Bankruptcy is a podcast dedicated to empowering individuals with the knowledge to navigate bankruptcy with confidence and dignity. Featuring attorney Luke Homen, the show provides expert insights into the legal and financial aspects of bankruptcy, helping listeners achieve a fresh start and rebuild their financial future.
...more
23min
August 19, 2025 Can Bankruptcy Really Wipe Out Student Loans and Taxes? Here’s What You Need to Know - Part 2 (Student Loans)
Episode Summary:
In Part 2 of this two-part series, Oklahoma attorney Luke Homen breaks down the real story behind student loan discharge through bankruptcy. While the law itself hasn’t changed, the enforcement policies have shifted—making relief possible for more people than ever. Luke walks through the new attestation process, how the Department of Education evaluates cases, and why it’s now easier to settle without going to trial. If you or someone you know is burdened by federal student loans, this is essential listening.
Key Timestamps:
00:00 – Show Intro and Topic Overview
00:00 – What Changed in Student Loan Dischargeability
00:01 – The Role of Government Enforcement
00:02 – How Policy Shift Created a Path to Relief
00:03 – New Process Using Attestation Forms
00:04 – Predictability and Settlement vs. Trial
00:05 – Who Qualifies for Student Loan Discharge
00:06 – Private Loans and Ineligible Loans Explained
00:07 – Bankruptcy Filing Process and SLAPP Lawsuits
00:08 – How Long the Legal Process Takes
00:09 – Student Loan Relief While Waiting
00:10 – Why Bankruptcy Relief Is Case-by-Case
00:11 – Final Thoughts and Call to Action

About the Show:
All About Bankruptcy features straight talk from Oklahoma bankruptcy attorney Luke Homen, founder of ConvenientBankruptcy.com, where clients are empowered to erase debt and rebuild their lives without shame or confusion. The show delivers practical advice for people who want a genuine financial fresh start.
Learn More:
Visit convenientbankruptcy.com to get free resources or schedule a no-obligation consultation.
...more
13min
July 31, 2025 Can Bankruptcy Really Wipe Out Student Loans and Taxes? Here’s What You Need to Know - Part 1 (Taxes)
Episode Summary:
In this powerful episode of All About Bankruptcy, Oklahoma attorney Luke Homen explores whether student loans and taxes can be wiped out through bankruptcy. He focuses on tax dischargeability first, breaking down the types of tax debt that can be eliminated and how critical it is to file returns on time. From trust fund taxes and tax liens to Oklahoma’s more flexible treatment compared to the IRS, Luke delivers real, actionable advice to help people understand if they qualify for tax relief through bankruptcy.
Key Timestamps:
00:00 – Show Intro and Topic Overview
00:00 – Are Student Loans and Taxes Dischargeable?
00:01 – Understanding Dischargeability of Tax Debt
00:02 – What Are Trust Fund Taxes?
00:03 – When Can Personal Income Taxes Be Discharged?
00:04 – Why Filing Tax Returns Is Critical
00:06 – Late Filing and the 10th Circuit Rule
00:07 – How the IRS vs. Oklahoma Tax Commission Treat Late Filings
00:08 – Waiting Periods and Court Challenges
00:09 – Most Common Bankruptcy and Tax Scenarios
00:10 – Difference Between Tax Debt and Tax Liens
00:11 – Impact of Tax Liens on Personal Property
00:12 – IRS Thresholds vs. Oklahoma Enforcement
00:13 – Realistic Expectations and Case Examples
00:14 – Why Tax Discharge Can Still Work for Most People
00:15 – Closing Call to Action

About the Show:
All About Bankruptcy features debt relief insights from attorney Luke Homen, founder of ConvenientBankruptcy.com, where he helps individuals break free from financial burdens with compassion and clarity. This series brings practical legal advice to those seeking a financial reset.
Learn More:
Explore free resources or schedule a free consultation at convenientbankruptcy.com.
...more
11min
July 08, 2025 Chapter 7 vs Chapter 13: Choosing the Right Bankruptcy Option
Episode Summary:
In this informative episode, bankruptcy attorney Luke Homen breaks down the key differences between Chapter 7 and Chapter 13 bankruptcy, helping listeners understand which option might be best for their situation. He explains how income levels affect eligibility, discusses asset protection, and reveals unexpected benefits of each bankruptcy type.

Key Timestamps:
00:00 - Introduction
00:34 - Luke's personal experience with bankruptcy law
01:13 - Main differences between Chapter 7 and Chapter 13
02:00 - Discussion of case frequency and income limitations
03:49 - Income and asset requirements for different chapters
04:51 - Types of debt typically eliminated in Chapter 7
05:37 - When Chapter 13 is the better choice
09:50 - Discussion on credit system and bankruptcy's role
13:30 - Special benefits of Chapter 13 (car loans, interest rates)
15:15 - Professional license protection through Chapter 13
16:27 - Best first steps for those considering bankruptcy

About the Show:
“Bankruptcy Unlocked” with Luke Homen provides clear, practical guidance for those navigating financial difficulties. Each episode breaks down complex bankruptcy concepts into understandable terms, helping listeners make informed decisions about their financial future.
...more
19min
June 23, 2025 Bankruptcy Basics: Breaking Down the Myths and Realities
EPISODE SUMMARY:
In this debut episode, Oklahoma bankruptcy attorney Luke Homen demystifies common misconceptions about bankruptcy and explains how it can be a powerful tool for financial recovery. Luke shares insights on debt forgiveness, credit repair, and the various types of debt that can be handled through bankruptcy, while offering hope to those struggling with financial difficulties.

KEY TIMESTAMPS:
00:00 - Show Introduction
00:52 - Addressing bankruptcy fears and intimidation
01:58 - Simple explanation of what bankruptcy is
02:37 - Origins of bankruptcy stigma
04:49 - Luke's journey into bankruptcy law
05:34 - How bankruptcy helps rebuild credit
06:43 - Credit score factors and repair services
08:07 - Biblical perspective on debt forgiveness
08:51 - Types of debt handled in bankruptcy
11:37 - Financial education and resources
12:45 - Taking the first step towards bankruptcy
15:11 - Power of bankruptcy protection

ABOUT THE SHOW:
"All ABout Bankruptcy", hosted by Evan Mack with Oklahoma bankruptcy attorney Luke Homen. Each week, they break down how Chapter 7 and Chapter 13 bankruptcy work in plain language, helping listeners understand their options for debt relief and financial recovery.
...more
17min

FAQs about All About Bankruptcy:

How many episodes does All About Bankruptcy have?

The podcast currently has 5 episodes available.