This episode is all about insurance -- and I promise this is interesting! And it's important, too. Almost every guest on this podcast has talked about insurance, but I’ve mostly edited out those parts. I decided to go through my archive and bring the two best insurance conversations into this episode.

First up is Karen Kasmauski from episode #2. She’ll talk about life, disability and long-term care insurance. And actually, when I told her I wanted to use her outtakes about insurance for this episode, she asked to re-record, which I’m glad we did because it turned out really well. After Karen is Stacey Vaeth from episode #8. She’ll talk about gear insurance, including a very handy tip if you ever have your gear stolen.

Insurance is vital for protecting your life, your stuff and your ability to earn money. Insurance may seem like an unnecessary expense, especially for a self-employed photographer or creative person. But that makes it even more important for you: insurance is generally less costly than paying cash or going into debt for a medical bill, a new camera or weeks without working due to an injury. Insurance is there to give you peace of mind.