Today Caleb Altmeyer, Jonathan's brother, updates us on the goings on and role of HRC Ministries, which he has been working with for several years, and how they help women who have been victims of sex trafficking in the Spokane area. In the second half of the show, Dave focuses on fixing common money mistakes that can hamper anyone's retirement plan.

Is your balance sheet healthy enough for retirement? Today Dave and Jonathan go over ways to help you find out, and if it isn't, ways to help put together a budget so that your money will serve the purpose it needs to throughout your post-working years.

Preparing for retirement is not as easy as it may look - it takes having an idea of your lifestyle and what it takes to accomplish that. Today Dave and Jonathan discuss several steps you can take to get a feel for what your retirement life will look like, then determining what to do with your money to make it happen.

In retirement planning, certain assumptions must be made to determine the right direction for each plan. This includes how to invest properly, longevity, expenses, income needs and much more. Today Dave and Jonathan go over these areas and how each fits people in different ways to create plans tailored to the individual needs of each person or couple.

Today Dave and Jonathan take a look at the biggest fears retirees have when approaching the date to stop working, and some strategies to help overcome them.

What is it like to live to age 100, or beyond? This is becoming more common nowadays, and planning for a very long life needs to be considered in more and more retirement plans. Today Dave and Jonathan what people need to consider and have funds available for thirty to forty years, long enough to reach the century mark and still have money available.

Today Dave and Jonathan discuss why a true independent financial professional can direct you towards a solid retirement plan that maximizes what your money can do for you after the paychecks stop coming in.

Today is the annual holiday show which features Phil Altmeyer, Dave's brother, who is the director of Spokane's Union Gospel Mission, and an update on their mission to help the homeless population get back on their feet.

People may have different types of retirement accounts, but putting them into a structure that can benefit them the most can be crucial to a comfortable retirement. Today Dave looks at what some of these ways are to make your money work harder and better for your retirement plan.

Social Security is a much more complicated benefit than it looks on the surface, and many people may not know about the best ways to maximize their benefits. Today Dave looks at some so-called myths around this program and the facts which can help you get the most from what you have coming.