Dave takes a look at Social Security and the best ways to optimize your benefits depending on your situation. He also talks about delayed gratification and how putting off some things you may like to have today can help your retirement plan in the future.

Dave and Jonathan explore ways you can help make your retirement nest egg last through years of retirement, as well as looking at the most common planning mistakes, answering listener questions through the mailbag, and some health care statistics that people should be aware of.

Women face their own challenges when it comes to retirement planning. Dave provides some tips to help them along, especially as it may involve someone inheriting a plan after their spouse passes away. He also talks about investing like a genius, following tips from some of the world's best investors.

Jonathan's brother Caleb Altmeyer is featured on the first two segments of this podcast discussing his organization Helping Captives (formerly HRC Ministries) and their efforts to help those caught in human trafficking. Dave joins the show for the last half to look at some statistics surrounding retirement planning and answering some listener questions.

Accounting for taxes in a retirement plan may be the single biggest factor in determining the success of that plan. Dave and Jonathan discuss ways you could save on taxes with proper planning. They also look at the upcoming COLA increase in Social Security, how to move on from past mistakes you may have made in your investing decisions, and answer mailbag questions.

Other than income, taxes may be the most important part of a retirement plan - and maybe the most expensive if you don't account for them properly. Dave discusses how tax planning can help you keep more of your retirement savings instead of shipping it off to Uncle Sam. He and Jonathan also take a look at spousal disagreements, as well as answer listener questions.

When can I retire? Have I saved enough, and will that money last? Will my loved ones be taken care of? These are the four big questions people have when contemplating retirement. Dave and Jonathan take a look at them and how to best determine the answers for any one person or couple looking to plan their retirement. They also look at the retirement marathon and how to plan for a lengthy retirement which could last until age 100 or longer.

Dave looks at how a good financial advisor can help a particular client with their retirement plan, and how to figure if a change may be needed for someone to achieve what they want. He also looks at doing your financial chores, much like household chores, and how tidying up your finances will help in getting a solid plan organzied.

Recent changes in IRS regulations have changed the way many people think about tax deferred retirement accounts, and even more so for those who have larger amounts in their IRAs. Dave and Jonathan discuss what you need to know to help avoid big tax hits in accounts such as these. They also connect the dots between financial planning and the latest Inside Out motion picture smash, as well as answer listener questions from the mailbag.

Baby boomers are retiring in record numbers, but the next group known as Generation X is in the earliest stages of retirements, and it won't be long before many more of these people will be transitioning to a post-work lifestyle. Dave and Jonathan take a look at how these folks, now mostly in their 50s or early 60s, can set themselves up for retirement during their last few years of work life.