AM 950

AM 950

By AM 950
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AM 950 episodes

  • RECkoning with Real Estate – Ep. 14: Mortgage Trends for 2026 and Smart Tips to Stay Ahead

    Extra! Extra! There’s no shortage of buzz about some unusual mortgage ideas making

    the rounds. So, what exactly are these so-called “portable mortgages,” and what would
    a 50-year mortgage term really mean for your wallet?

    Matt Berna, REC’s trusted mortgage consultant and sponsor, is back on RECkoning

    with Real Estate to explain these in detail and tackle a full lineup of topics. We dig into
    refinancing, escrow accounts, what buying in 2026 could look like, strategies for paying
    off your mortgage faster, and real number breakdowns across different mortgage terms.
    Learn more at https://www.therecollab.com/.

    Here’s a look at the numbers we covered comparing a 30-year to a 50-year mortgage.

    Here, we review what you pay and how much equity you build over time. Get ready…
    the numbers might surprise you!

    30-Year Loan

    Home cost – $350,000
    Interest rate – 6.5%
    Monthly payment – $2,212
    Total interest (alone) paid on life of loan – ~$446,000
    Equity built in first 5 years – $23,000

    50-Year Loan

    Home cost – $350,000
    Interest rate – 6.75%
    Monthly payment – $1,973
    Total interest (alone) paid on life of loan – ~$873,000
    Equity built in first 5 years – $5,000

    Extras:

    Find Matt Berna:
    https://trustonefinancial.org/mortgages/meet-our-team/matt-berna
    If you are considering purchasing a home, start with Truestone’s Home Affordability
    Calculator, where you check what mortgage amount your income can afford:
    https://trustonefinancial.org/calculators/mortgage-affordability-calculator
    Get in touch with any of us at REC, here:
    https://www.therecollab.com/connect
    View current mortgage rates here:
    https://trustonefinancial.org/rates/rates-homeloans
    Get to know the Truestone Financial team to find the best match for you:
    https://trustonefinancial.org/mortgages/meet-our-team
    Still have questions? Feel free to talk to any of Truestone Financial’s Loan experts by
    contacting them:
    https://trustonefinancial.org/free-mortgage-consultation
    Thank you to our Sponsors!
    Taylor Hall @ Evergreen Collective:
    https://ecoevergreen.co/
    Matt Berna @ TruStone Home Mortgage:

    The Real Estate CollaborativeYouTube

    https://trustonefinancial.org/mortgages/meet-our-team/matt-berna
    Ben Feldman @ Active Insurance Solutions:
    https://www.aisolutionsmn.com/staff-directory/BenFeldman
    REC’s website:
    https://www.therecollab.com/
    Find REC on YouTube:
    https://www.youtube.com/@TheRealEstateCollaborative/streams
    #Reckoningwithrealestate
    #MortgageTips #HomeBuying #MortgageTrends #RealEstate #Refinancing #HomeLoans
    #MortgageAdvice #FinancialPlanning #HomeEquity #RECkoning

    29 min
  • The Illegal Trans Woman – Ep. 53: The One-Year Anniversary

    It’s the show’s first anniversary! We do a review of the year, highlighting various interviews with the likes of U of Chicago behavioral scientist Nick Eppley and friend-of-the-show, Vanessa Tenneyson. The Big Interview is with Bella and Trish Tousignant, who talk about how their 39-year marriage not only survived, but blossomed when Bella came out as transgender in 2016. (Bella is also the author of a newly released memoir, The Uninvited Passenger.) We close the show out with excerpts from my favorite interview of the year—with Pastor Luke Stringer of Des Moines.

    #TheIllegalTransWoman #EllieKrug #OneYearAnniversary #TransRights #MarriageEquality #TransLove #LGBTQAllyship #Project2025 #PastorLuke #BellaAndTrish

    48 min
  • Feels Out Loud – Ep. 46: Exploring Trauma

    Seventy percent of adults worldwide experience some type of trauma in their lifetime. With the prevalence of trauma, there is a significant impact to individuals, families, and communities as a result. Join hosts Becky McNattin and Tara Martini, as they invite trauma therapists Amanda Sullivan and Amy Gold, to explore as a group how trauma impacts mental health. A discussion of what trauma is, symptoms of how it may impact the body, and ways to promote resilience and healing will all be processed.

    46 min
  • Food Freedom Radio – December 6, 2025

    Host Laura Hedlund speaks with Curt Arens, Senior Editor of Nebraska Farmer, to discuss the economic and cultural repercussions of Tyson Foods closing its beef processing plant in Lexington, Nebraska. They examine the factors driving the closure, including drought and low cattle inventory, while analyzing how this impacts a town where the cattle population vastly outnumbers the residents. They also take a look at resilience in agriculture, highlighting the rise of rancher-owned facilities like Sustainable Beef and the growing trend of direct-to-consumer marketing.

    #Nebraska #BeefIndustry #FamilyFarms #TysonFoods #AgricultureNews #RuralEconomy #CattleRanching #FoodSystems #DirectToConsumer #SustainableBeef

    45 min
  • Redefining Recovery – Ep. 82: Navigating Holidays and Winter in Recovery

    You’ll hear Caddy Frink and Sarah Kemp dive into the holiday season, helping you navigate a time of year that can bring both joy and stress, especially if you’re part of the recovery community. They share practical tips, like how listening to uplifting music, enjoying a walk, or engaging in a new hobby can help you manage potential challenges and embrace the winter months. They also include an important message of solidarity and support for the LGBTQIA+ recovery community following news about the closure of a specialized center, reminding you that everyone is welcome.

    #RedefiningRecovery #RecoveryRevolution #HolidayRecovery #RecoveryJourney #SubstanceUseDisorder #SUD #MentalHealth #PeerSupport #WinterWellness #CommunitySupport

    46 min
  • Twin Cities Pride Amplified – Ep. 98: Turkey Trots, Guide Dogs, and the Evolution of Pride

    Andi Otto, Rina Heisel, and Kelsey Alto kick things off with a hilarious “guide dog” mishap and a chaotic turkey trot story before pivoting to a thoughtful discussion on the evolution of Pride over the last two decades. The trio explores generational shifts in LGBTQ+ identity and the financial realities facing Gen Z, highlighting how younger generations are redefining community norms. Finally, the group addresses recent changes to the Pride Cultural Art Center, emphasizing the organization’s commitment to transparency and meeting current community needs.

    #TwinCitiesPride #LGBTQPlus #GenZ #Community #NonProfit #Minnesota #PrideEvolution #Transparency #QueerIdentity #AM950

    46 min
  • Recharging the Human Battery Ep. 52 – Escaping the Doom Loop: Treating Chronic Lyme and Mold Illness

    Dr. Stefano Sinicropi dives into the “doom loops” of chronic fatigue and pain caused by often-overlooked conditions like chronic Lyme disease and mold toxin illness. He challenges the standard medical dismissal that symptoms are “all in your head” by explaining how these pathogens evade detection through biofilms and genetic susceptibility. You’ll learn about a a physics-based, regenerative approach to help you recharge your drained cellular battery and finally reclaim your health.

    #LymeDisease #MoldToxicity #Biohacking #IntegrativeHealth #ChronicFatigue #FunctionalMedicine #DrStefanoSinicropi #RechargingTheHumanBattery #Mycotoxins #ChronicPain

    46 min

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