Suzanne Williams-Charles, CEO of Bermuda International Long-Term Insurers and Reinsurers, discusses how the island is balancing robust regulation with innovation in life and annuity markets.

While cyber is becoming more of an operational risk, increased severity trends and emerging technologies such as AI are raising concerns, said Ziad Kubursi, head of Financial & Executive Liability, Hartford Financial.

Justin Hakes, senior vice president of public affairs, National Association of Mutual Insurance Companies, discusses the success of the Insurance Uncovered podcast, its role in delivering key industry insights, and how it keeps members informed on pressing insurance issues.

Rapid premium rate increases, coupled with pockets of higher reinsurance pricing, also expands the need for higher capital, said Jason Hopper, associate director, AM Best, discussing a new Best's Special Report.

AM Best Director Edward Kohlberg highlights a new Best's Market Segment Report that determines that economic conditions, regulatory frameworks and engaging products will reshape the future of the Life/Annuity market.

David Meinen, CIO at SIAA, discusses how artificial intelligence, predictive analytics, and high-quality data are revolutionizing independent insurance agencies, enabling them to enhance customer relationships, improve underwriting, and drive business growth in an increasingly competitive market.

With over 14,000 YouTube subscribers and 21,000 LinkedIn connections, Prasath Parthiban, host of the PNC Insurance Helpline, is on a mission to make insurance concepts accessible by empowering small business owners, newcomers, and industry professionals alike through short, insightful, and non-monetized videos.

Paul Giliberto, head of management liability, private non-profit, Zurich Insurance, discusses the evolving private directors and officers insurance market, highlighting increased competition, the impact of M&A slowdowns and emerging risks such as rising bankruptcies and interest rate pressures. Giliberto spoke with AM Best TV at the PLUS D&O Symposium in New York City.

Justin Baker, AVP of life insurance, LexisNexis Risk Solutions, discusses how the industry is leveraging electronic health records and real-time health insights to enhance underwriting, improve risk assessment, and expand access to coverage.

AM Best Senior Director Jacqalene Lentz outlines a new Best's Market Segment Report that finds despite weather-related catastrophe losses, overall P/C underwriting results improved in 2024, and AM Best expects the industry to build on its solid rebound in 2025.