AM Best Industry Analyst Helen Andersen discusses two new Best's Special Reports on property/casualty and life/health 2024 rating trends.

Marc Adee, CEO, Crum & Forster, chronicles the company's two centuries of history, from insuring New York City buildings to delivering diverse risk solutions.

Sam Melamed, CEO of NCD, discusses the evolving landscape of standalone dental insurance, exploring how shifting regulations, consumer preferences, and Medicare and ACA dynamics are influencing market opportunities and challenges.

Joseph Zazzera, director, and Jon Housel, senior financial analyst, both of AM Best, discuss a new Best's Market Segment Report that finds capitalization and liquidity remain strong, but the segment faces several earnings headwinds.

Brad Medd, chief technology officer, Zinnia, discusses how rising annuity sales are driving the need for digital transformation, pushing insurers to embrace real-time technology for a smooth customer-centric experience.

Bob Frady, co-founder of PropertyLens, discusses how infrastructure spending, data analytics, and insurtech startups are transforming risk modeling, enabling insurers to move from broad-stroke rating to hyper-local assessments.

Robert Hartwig, University of South Carolina, discussed how tariff expansion could impact the insurance industry: from rising costs to supply chain disruptions; and offers strategies to address these challenges.

Nationwide risk management leader Mark McGhiey discusses the results of a survey that finds 50% of mid-market businesses struggle with economic uncertainty, supply-chain constraints and regulatory changes, highlighting gaps in preparedness.

AM Best Associate Director Jason Hopper outlines a new Best's Special Report that finds about a dozen US L/A companies ceded business to sidecars at year-end 2023, tripling since 2021.

Bonnie Guth, head of government affairs at Munich Re, and Stef Zielezienski, chief legal officer, APCIA discuss a new survey by their two organizations highlighting growing consumer concerns over excessive lawyer advertising, nuclear jury awards, and hidden third-party litigation funding—factors that experts say are driving up insurance costs and the price of everyday goods.