Kanika Thukral and Michael Dunckley, both associate directors, AM Best, also review changes to AM Best's holding company capital methodology. Both spoke with AM Best TV at AM Best’s Europe Insurance Market & Methodology Briefings – London.

Tony Silverman, director, credit rating criteria, research & analytics, AM Best, said combined ratios in non-life insurance will change, improving the quality of financial indicators. However IFRS 17 will mean that comparisons with other accounting standards such as US GAAP will require interpretation. Silverman spoke with AM Best TV at AM Best’s Europe Insurance Market & Methodology Briefings – London.

Mahesh Mistry and Angela Yeo, both senior directors and heads of analytics, AM Best, said global insurers face scenarios of polycrisis and permacrisis that are redefining markets and broadening the risk environment. Both spoke with AM Best TV at AM Best’s Europe Insurance Market & Methodology Briefings – London.

Greg Carter, managing director, analytics, AM Best, said reinsurers are refocusing on traditional role of balance sheet protection rather than on smoothing earnings or managing income statements. Carter spoke with AM Best TV at AM Best’s Europe Insurance Market & Methodology Briefings – London.

Tony Fenton, vice president of underwriting and product at Nationwide Property & Casualty, discusses a new survey that shows that while most business owners feel prepared for severe weather, their insurance agents aren’t so sure.

Alison Salka, senior vice president, director of research, LIMRA and LOMA, said life insurance execs name profitable growth and leveraging technology as top challenges; less than a third consider their companies well equipped to meet that challenge. 

Insurers have expanded their multi-strategy allocations for greater diversification benefits, said AM Best Associate Director Jason Hopper and Industry Analyst Helen Andersen, referencing a new Best’s Special Report.

Artificial intelligence has the potential for disruption as well as process breakthroughs in the insurance industry, said AM Best Director Edin Imsirovic, referencing a new Best's Commentary.

Doug Caccese, president of risk assessment at Verisk, said discussion is increasing in and around the insurance industry about equity and fairness.

Dave Fuge,  chief Innovation officer, Johnson Lambert, discusses how the insurance industry is deploying artificial intelligence right now, and how it could improve customer experience and data privacy in the future.