Lockton Re CEO Tim Gardner discusses softening markets, client value, AI’s impact and navigating global volatility. Gardner spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Corneille Karekezi, group managing director and CEO, Africa Re, cited diversification into motor, imports and electric vehicles. Karekezi spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Mark Cloutier, chairman & CEO, Aspen, said climate risk and social inflation help maintain pricing discipline in reinsurance markets despite cycle pressures. Cloutier spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Greg Carter, managing director, analytics, AM Best, said higher interest rates helped insurers' investment returns and profit retention. Carter spoke with AM Best TV at AM Best's Europe Insurance Market & Methodology Briefings – London.

Sanjay Mokashi, general manager and chief underwriting officer, GIC, said closing India's protection gap requires redesigning existing insurance products. Mokashi spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Kanika Thukral and Konstantin Langowski, both of AM Best, said captive criteria revisions clarify analytical language without impacting existing ratings. Both spoke with AM Best TV at AM Best's Europe Insurance Market & Methodology Briefings – London.

Dale Kirby and Andrea Porta, both of AM Best, said a greater share of European insurers meet Solvency II standards compared with carriers in Africa and the Middle East. Both spoke with AM Best TV at AM Best's Europe Insurance Market & Methodology Briefings – London.

Charles Mathias, group executive director and group director of underwriting, The Fidelis Partnership, said different capacity providers allows more diversification of risk. Mathias spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Valeria Ermakova and Stan Stoev, both of AM Best, comment that research across markets and segments shows consistent failure patterns, although the risk environment remains dynamic. They spoke with AM Best TV at AM Best's Europe Insurance Market & Methodology Briefings – London.

Martin Burke, chief underwriting officer, MS Amlin, said when looking at aggregations, you must be comfortable with your stance in the end. Burke spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.