SaveOnEnergy.com's Saltanat Bardileeva provides an outlook for the coming winter ultility bills, which are expected to be higher than in previous years. Lower energy supply, especially natural gas and oil, as well as inflation, are among the factors driving up costs.

The discussion includes advice on how to reduce your utility costs without compromising safety in your home.

Terry Schilling from the American Principles Project argues that there is a political, policy, and cultural effort to "abolish" the traditional American family. He makes comparisons to governmental and cultural efforts from history that sounght to undermine the family as an institution.

FreeThePeople.org's Matt Kibbe, host of BlazeTV's "Kibbe On Liberty" assesses the failure of Republicans to win more seats in Congress during the 2022 Mid Term elections.

Kibbe discusses the policy differences the GOP presented and failed to present as well as what messages voters around the country were sending as far as their priorities.

The Heritage Foundation's Emma Waters discusses the "Respect For Marriage Act" pased by Congress and the possible unintended consequences the bill (now law) could have. Concerns about the law include possible threats to religious freedom.

Bankrate.com analyst Sarah Foster descibes the results of a new survey that shows young families (and individuals) struggle more financially and emotionally than others when it comes to holiday spending. The discussion includes the current econoic conditions and typical expections for gift-giving and other spending.

Foster also explains ways to prioritize personal finance needs while still enjoying the holidays.

John Berlau from the Competitive Enterprise Institute explains what happened with the FTX cryptocurrency exchange collapse.

He also discusses what the situation could mean for investors, businesses, and public policy.

Jason Resendez from Consumers For Quality Care offers advice on knowing how effective your health insurance coverage is, what your rights are, and how to spot aspects of health care costs that can be avoiced. This includes "surprise billing" and other ways patients get billed unexpectedly.

Fred Lucas from the Daily Signal assesses theresults of the midterm elections.

The discussion includes the messaging, the economy, and the partisanship involved.

David Huntsman from the Huntsman Institue for Mental Health and Heidi Arthur from the Ad Council discuss the new national campaign to lower social stigmas and other barriers to accessing mental health care in America.

Dr. Thomas Hogan from the American Institute for Economic Research reacts to the new CPI report showing that inflation, once again, continued to rise. He discusses the reasons for the increases, what consumers can expect regarding the impact on their finances, andsuggests ways to deal with the likely continued inflation increases.