On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve, 35th Director of the United State Mint and former Chief of Staff at the U.S. Treasury.

Index funds have dominated the portfolio conversation for decades—but is that strategy still the safest bet? In this episode, we take a data-driven look at why consumers should consider gold as a powerful alternative. We explore gold’s historical performance, compare it directly to index fund returns and risk.

Whether you’re building wealth for the long term or protecting what you already have, this episode helps you understand when — and why — gold can shine brighter than the markets.

As one of the nation’s largest private distributors of government-issued gold, silver, platinum, and palladium products, U.S. Money Reserve enjoys a unique distinction within the precious metals industry: It’s the only company with two former Directors of the U.S. Mint on its leadership team, providing experience and expertise you won’t find anywhere else. With over a million individual clients served and more than $3.3 billion in trusted transactions, U.S. Money Reserve is a respected industry leader committed to helping Americans achieve the secure and comfortable financial future they deserve.

Check out America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-425-3478 or visiting https://usmr.gold/USMoneyReseve/Website/POD33P.

On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and U.S. Money Reserve’s Director of Education Brad Chastain, to explore why central banks are buying gold at historic levels—surpassing their holdings of U.S. Treasuries. They explore how international conflicts, economic uncertainty, and evolving trade blocs are driving central banks toward gold as a stabilizing asset, and lessons everyday Americans can apply to their own savings strategies. 

As one of the nation’s largest private distributors of government-issued gold, silver, platinum, and palladium products, U.S. Money Reserve enjoys a unique distinction within the precious metals industry: It’s the only company with two former Directors of the U.S. Mint on its leadership team, providing experience and expertise you won’t find anywhere else. With over a million individual clients served and more than $3.8 billion in trusted transactions, U.S. Money Reserve is a respected industry leader committed to helping Americans achieve the secure and comfortable financial future they deserve. Check out America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-425-3517 or visiting https://usmr.gold/USMoneyReserve/Website/POD32P.

On this episode of America’s Gold Authority® Podcast, host Mike Barnes welcomes U.S. Money Reserve’s Brad Chastain, Director of Education, along with Steven Shakespeare, Executive Director of Sales–IRA Division. Together, they explore why markets may have exposed traditional stock-and-bond portfolios to excessive risk, how regular rebalancing helps maintain appropriate portfolio risk levels, and why gold is increasingly being discussed as an essential asset in today’s retirement accounts. 

As one of the nation’s largest private distributors of government-issued gold, silver, platinum, and palladium products, U.S. Money Reserve enjoys a unique distinction within the precious metals industry: It’s the only company with two former Directors of the U.S. Mint on its leadership team, providing experience and expertise you won’t find anywhere else. With over a million individual clients served and more than $3.8 billion in trusted transactions, U.S. Money Reserve is a respected industry leader committed to helping Americans achieve the secure and comfortable financial future they deserve. Check out America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-425-2551 or visiting https://usmr.gold/USMoneyReserve/Website/POD31P. 

On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Director of Education. Together, they examine Wall Street’s growing endorsement of gold as an essential financial asset, recent coverage in major media outlets, and how new portfolio strategies—like the emerging 60/20/20 allocation—are influencing retirement planning. 

As one of the nation’s largest private distributors of government-issued gold, silver, platinum, and palladium products, U.S. Money Reserve enjoys a unique distinction within the precious metals industry: It’s the only company with two former Directors of the U.S. Mint on its leadership team, providing experience and expertise you won’t find anywhere else. With over a million individual clients served and more than $3.8 billion in trusted transactions, U.S. Money Reserve is a respected industry leader committed to helping Americans achieve the secure and comfortable financial future they deserve. Check out America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 833-845-2157 or visiting https://usmr.gold/USMoneyReserve/Website/POD30Y.

On this episode of America’s Gold Authority® Podcast, host Mike Barnes welcomes Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, along with Brad Chastain, U.S. Money Reserve’s Director of Education. Together, they examine silver’s impressive rise in 2025, fueled by Federal Reserve policies, technology demand, and global economic forces.

They also discuss silver’s unique financial role and how it stands apart from gold, its applications in artificial intelligence and solar energy, and what current market trends may signal for its future.

As one of the nation’s largest private distributors of government-issued gold, silver, platinum, and palladium products, U.S. Money Reserve enjoys a unique distinction within the precious metals industry: It’s the only company with two former Directors of the U.S. Mint on its leadership team, providing experience and expertise you won’t find anywhere else. With over a million individual clients served and more than $3.8 billion in trusted transactions, U.S. Money Reserve is a respected industry leader committed to helping Americans achieve the secure and comfortable financial future they deserve. Check out America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-425-2949 or visiting https://usmr.gold/USMoneyReserve/Website/POD28P.

On this episode of America’s Gold Authority® Podcast, host Mike Barnes welcomes Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Director of Education, to examine the latest economic data and where it’s likely pointing.

Together, they address recent employment numbers, rising costs, and their potential impact on households nationwide. The discussion then turns to possible Federal Reserve actions, the role of monetary policy, and what shifting conditions may signal for the future. This episode offers timely insights into the pressures shaping today’s financial landscape.

As one of the nation’s largest private distributors of government-issued gold, silver, platinum, and palladium products, U.S. Money Reserve enjoys a unique distinction within the precious metals industry: It’s the only company with two former Directors of the U.S. Mint on its leadership team, providing experience and expertise you won’t find anywhere else. With over a million individual clients served and more than $3.8 billion in trusted transactions, U.S. Money Reserve is a respected industry leader committed to helping Americans achieve the secure and comfortable financial future they deserve. Check out America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-306-9309 or visiting https://usmr.gold/USMoneyReserve/Website/POD27P.

On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Director of Education, to break down the forces behind gold’s relentless rally. They explore how Federal Reserve decisions, global debt, trade disruptions, and ongoing geopolitical tensions are shaping the market. 

Philip and Brad also highlight supply constraints that could further impact gold’s trajectory, while examining why many forecasts continue to underestimate its momentum. Their discussion offers a clear view into the economic shifts driving one of the most remarkable rallies in recent history.

As one of the nation’s largest private distributors of government-issued gold, silver, platinum, and palladium products, U.S. Money Reserve enjoys a unique distinction within the precious metals industry: It’s the only company with two former Directors of the U.S. Mint on its leadership team, providing experience and expertise you won’t find anywhere else. With over a million individual clients served and more than $3.8 billion in trusted transactions, U.S. Money Reserve is a respected industry leader committed to helping Americans achieve the secure and comfortable financial future they deserve. Check out America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-372-0788 or visiting https://usmr.gold/USMoneyReserve/Website/POD26P.

What does opening 401(k) plans to alternative assets really mean? On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Director of Education. Together they break down the recent executive order aimed at “democratizing” access to alternatives like gold, cryptocurrencies, and private equity in retirement plans.

They explore what may change for savers, the challenges of incorporating physical gold into 401(k) plans, the potential risks tied to speculative digital assets, and practical steps Americans can take today to understand their options and plan for a secure future.

U.S. Money Reserve is widely known as one of America’s largest private distributors of government-minted gold, silver, platinum, and palladium. Discover why U.S. Money Reserve is the top choice for establishing a Precious Metals IRA—an option guided by the unmatched institutional insight of two former U.S. Mint Directors. Acknowledged as a trusted industry leader, U.S. Money Reserve has served more than one million clients and facilitated over $3.8 billion in transactions. U.S. Money Reserve, often hailed as “America’s Gold Authority®,” invites you to learn more: tune in to the America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-406-7215 or visiting either https://www.usmoneyreserve.com/precious-metals-ira/ or https://usmr.gold/USMoneyReserve/Website/POD25P

Discover how regular portfolio rebalancing can help you maintain the right mix of risk and reward in today’s fast-changing markets. In this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, and Brad Chastain, U.S. Money Reserve’s Director of Education. They explain why portfolios drift, how regular rebalancing can help protect gains and lower risk exposure, and the benefits of directing a portion of equity returns into gold. 

The discussion details how gold increasingly plays the stabilizing role once filled by bonds—without sacrificing growth potential—citing recent periods in which gold outpaced stocks. Drawing on lessons from the 2008 Financial Crisis and gold’s long-term record in diversified portfolios, Philip and Brad also outline broader headwinds, including potential Social Security benefit reductions and rising federal debt, that make periodic rebalancing an essential tool to maintain financial health. 

Discover why U.S. Money Reserve is a trusted ally for Americans focused on wealth protection and long-term financial security. As one of the nation’s largest private distributors of government-minted gold, silver, platinum, and palladium—and the only precious-metals firm led by two former U.S. Mint Directors—it offers clients unmatched institutional expertise. Having served more than one million customers and processed over $3.3 billion in transactions, U.S. Money Reserve continues to help individuals safeguard their futures. Discover more: tune in to the America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-425-2412 or visiting https://www.usmoneyreserve.com/wealth-protection/ 

Economic Slowdown, Fed Policy, and Gold in a Shifting Global Landscape 

On this episode of America’s Gold Authority® Podcast, host Mike Barnes is joined by Philip N. Diehl, President of U.S. Money Reserve and former Director of the U.S. Mint, to examine troubling economic signals and their potential ripple effects. 

Tune in to learn more about: 

• Slowing job growth, rising inflation, and the impact of tariffs 
• How Federal Reserve interest rate decisions influence mortgages, loans, and government debt 
• The mounting national debt and political factors shaping fiscal policy 
• Why global tensions, trade policy, and economic cycles often align with increased gold demand 

This timely discussion offers clear insight into the forces shaping today’s economy and the role gold has historically played in times of uncertainty. 

Discover why U.S. Money Reserve is the top choice for portfolio diversification with government-minted gold, silver, platinum, and palladium. Acknowledged as one of the nation’s largest private precious-metals distributors, U.S. Money Reserve has served more than one million clients and facilitated over $3.3 billion in transactions—guided by the unmatched insight of two former U.S. Mint Directors. U.S. Money Reserve, often hailed as “America’s Gold Authority®,” invites you to learn more: tune in to the America’s Gold Authority® Podcast and request your FREE Gold Ownership Guide by calling 855-306-9301 or visiting https://www.usmoneyreserve.com/portfolio-diversification/ or https://usmr.gold/USMoneyReserve/Website/POD23P.