In this episode of the Teacher's Alternative Income Podcast, Angel Williams sits down with Alexandria Breshears, founder of Private Lending Lessons, to explore the often-misunderstood world of private lending. Alexandria reveals how this collaborative approach to real estate financing benefits both lenders and borrowers, while sharing practical insights on risk management, deal structures, and building successful lending relationships. She also explains how her military community background has shaped her mission to help others achieve financial independence through smart private lending practices.

 

[00:00 - 06:00] Underwriting: Where the Rubber Meets the Road

• Why clear lending criteria are essential for private lenders
• Alexandria's specific requirements for the properties she finances
• The critical importance of title insurance and property coverage

 

[06:01 - 12:00] Documentation and Closing: Protecting Your Investment

• Why using a real estate attorney familiar with lending is non-negotiable
• The importance of proper closing procedures and documentation
• How to structure draw schedules for renovation projects

 

[12:01 - 18:00] Exit Strategies and Getting Repaid

• Why Alexandria prefers fix-and-flip loans over buy-and-hold financing
• How property sales, refinances, and secondary loans create exit options
• The advantages of private lending in a competitive real estate market

 

[18:01 - 24:00] Finding Qualified Borrowers: The Hide and Seek Game

• Why private lenders avoid public advertising of their services
• How to network strategically with active investors
• The value of referrals from other private lenders

 

[24:01 - 31:00] Creating Opportunities and Building Relationships

• How private lending can help military families and others achieve financial goals
• The importance of face-to-face communication in lending relationships
• Alexandria's education mission through her Facebook community

 

 

Connect with Alexandra:

 

Website: http://infiniteroadcapital.com/

 

 

Key Quotes:

 

"Private lending is very collaborative, very flexible, and very profitable." – Alexandria Breshears

 

"Get extremely clear on what you are willing to lend on... and don't be afraid to stick to your guns." – Alexandria Breshears

 

 

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