Today's topic is EMV: An Overview with Some US Considerations. We are going to cover 3 main topics today. First, about half of our time will be spent on what is EMV and chip. This is by no means a detailed technical overview. It'll be a high-level discussion of what EMV is, where it came from, and we'll finish up with a bit of a discussion about where is EMV in the world and around the globe. Then we'll spend a bit of time on some discussions of EMV in the United States; how it might move into the States, and what factors are pushing it that the US might want to consider. Then lastly, we'll finish up with some thoughts about what EMV means to me, and I come at this from 2 points of view: Whether I'm an acquirer or an issuer of card transactions.

EMV for Acquirers solution page