On today’s episode, ’21 host Ryan Zauk comes back to the show to host Andrei Cherny, Co-Founder & CEO of Aspiration, a budding financial services platform for people who want to save the planet by trying to neutralize their carbon footprint. Their mission is massive, with around 5 million members trying to help make a difference in the fight against climate change.

Aspiration provides numerous products, including deposit balances completely divested from fossil fuels, a round-up feature like Acorns to plant trees with your purchases, 2-day early access to wages, carbon offsets for car mileage of its users, cashback on mission-focused retailers, and more. They also are a burgeoning b2b platform for carbon offsets, helping people like Drake calculate the planetary impact of their businesses and offset it.

Andre and Ryan cover a great deal in today’s episode, and special shoutout to Ami Naik of Radicle Impact for setting up this episode! They cover:

- How Andrei’s op-eds in Harvard’s student newspaper landed him a job with Bill Clinton

- How Aspiration works and what inspired him to start the company

- Why identity banking is the future of financial services

- How they divested completely from fossil fuels

- Raising his company’s minimum wage to $25 during a pandemic

- And so much more.

Also at the end, Andrei mentions it being Ryan’s last show…it will actually not be his last, but it’s getting very, very close! Stay tuned for his finale. Disclaimer: This episode is not securities advice in any way, and this is recorded solely for the educational purposes of Wharton Fintech.

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