Every year, you get poked and prodded by your doctor to make sure you stay healthy. You should take similar care of your financial well-being with an annual checkup of essentials, such as your credit situation, retirement savings and life insurance. No needles or ice-cold stethoscopes required. On today's show, Ralph reviews personal debt and strategies to make the best out of your financial situation with our first episode of our annual check-up series.

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