Annuities spark strong opinions—but are they misunderstood, misused, or simply poorly explained?
In this episode of Florida Retirement, financial advisor Murrell Winter breaks down what annuities actually are, why they’ve earned such a polarizing reputation, and how they can fit alongside other retirement tools. The conversation covers different annuity types, common red flags, liquidity concerns, fees, and the importance of understanding the insurance company behind the contract. Murrell also explains why asking the right questions—and knowing what you own—matters when evaluating whether an annuity aligns with your overall retirement strategy.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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