As the days get shorter and the year winds down, it’s not just your home that needs a seasonal checkup—your finances do too. In this episode, financial advisor Murrell Winter breaks down the essential end-of-year financial checklist, from maximizing retirement contributions and Roth conversions to using up FSA funds and making strategic charitable donations. Discover practical ways to reduce your tax bill, set meaningful goals, and start the new year on solid financial ground. Whether you’re nearing retirement or just want to make smarter money moves, this episode covers the must-do tasks before the calendar flips.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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Is Gen X really facing a retirement crisis, or is there a smarter way forward? In this episode, financial advisor Murrell Winter of Swan Retirement Strategies unpacks the real challenges Gen Xers face—from chasing the elusive $1.6 million goal to fears of outliving savings and the reality of working in retirement. Discover why one-size-fits-all advice falls short, how simple tools like balance sheets and budgets can change your outlook, and what steps you can take now to shift from survival mode to strategic planning. If you’re ready to rethink your retirement game plan, this conversation is for you.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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What happens when decades of federal service meet the maze of retirement planning? In this episode of the Florida Retirement Podcast, host Murrell Winter breaks down the unique challenges and opportunities facing federal employees as they transition into retirement. From understanding pensions, TSPs, and survivor benefits to avoiding common tax pitfalls and probate headaches, Murrell shares practical strategies to turn confusion into clarity. Whether you’re facing a buyout, planning your legacy, or just want to make the most of your hard-earned benefits, this conversation is packed with insights for a smoother retirement journey.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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What if legacy planning isn’t just for the ultra-wealthy? In this episode, financial advisor Murrell Winter reveals why everyone should think about their legacy—no matter their net worth. Discover the emotional and practical sides of passing on wealth, the surprising statistics about generational inheritance, and how simple conversations and the right documents can shape your family’s future. Real stories, actionable advice, and a fresh perspective on building a legacy that lasts.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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What happens when the million-dollar contracts and viral brand deals suddenly stop? Financial advisor Murrell Winter reveals the biggest financial blind spots facing influencers and athletes, from tax troubles to the dangers of living for today. Discover why a long-term plan, protecting your principal, and paying your future self, first, matters more than flashy spending. Real stories, practical advice, and mindset shifts for anyone earning big—or hoping to. Tune in for insights that can turn fast money into lasting wealth.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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What do a retired CIA agent and a logistics executive have in common? They both turned to a powerful tax-focused retirement planning tool developed by a PhD from MIT. In this episode of The Florida Retirement Podcast, Murrell Winter explore how this software helps retirees reduce taxes, optimize income, and plan legacies with clarity and confidence. Learn how simplicity, smart distribution strategies, and long-term tax planning can reshape your retirement outlook—and your family's future.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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What if your financial advisor panicked and sold everything at the bottom of the market? In this episode of The Florida Retirement Podcast, Kacey and Murrell Winter explore MarketGuard—a rules-based investment strategy designed to reduce emotional decision-making and tailor portfolios to individual risk tolerance. Learn how this approach uses algorithms and CFA oversight to navigate volatility, minimize fees, and offer flexibility through emerging tech and blockchain options. It’s a deep dive into modern investing for retirees who want clarity and control.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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What happens when retirees want to give while they’re still around to see the impact? In this episode, Kacey and Murrell explore the growing trend of grandparents gifting money directly to grandkids—and the smart ways to do it. They also break down how to make the most of a Roth IRA despite its limits, and why waiting on the Fed might not be a retirement strategy. From tax-smart giving to long-term planning, this episode is packed with practical insights for retirees looking to support their families without risking their own future.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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What if your retirement plan includes going back to work? In this episode, Kacey and Murrell break down why advice like “cut spending” or “get a part-time job” might signal poor planning—not smart strategy. They also dive into the real factors behind when to claim Social Security, how to manage risk beyond the stock market, and why your retirement “speed” matters more than you think. Whether you're in the fast lane or need to slow down, this episode helps you rethink your route to retirement.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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On this episode of the Florida Retirement Podcast, Murrell discusses the challenges of retirement planning amidst economic uncertainty, the significance of Roth conversions and tax strategies, and the potential financial risks in retirement portfolios. They emphasize the importance of tailored financial advice and proactive planning to ensure a secure retirement.

Ready to build your retirement plan? Click here to connect with Murrell and the team today!

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