Tune in as Kevin Mechtley, VP of Business Development and Chief Innovation Officer, and Aaron Podschun, Director and Innovation Actuary, discuss the power of innovation and share a high-level business development update highlighting all the most recent North American product changes and how they impact our agents and their clients.

Tune in as our Chief Distribution Officer, Bryce Biklen shares a glimpse into 2024, including:

• What does 2024 look like for North American
• What our agents can anticipate for product innovation/direction in 2024
• Why our A+ ratings are so important to our agents and their clients

Tune in to hear more about North American's RECORD-BREAKING year, including:

• What sets NAC Control. X fixed index annuity (FIA) apart from the competition
• How Goldman Sachs Equity TimeX Index benefits our top accumulation and income products
• How our ease of business tools are helping agents with their book of business

Tune in as Tyler Brown, Director of Government Affairs, provides an update on the newest Fiduciary Rule, including a high-level overview of what the new Fiduciary Rule is, what the Five-Part Test for Fiduciary Status and why it’s so important, and an explanation of the rule-making process, and when to expect a final rule.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.

Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.

Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen in as Beau Blanchard, National Sales Manager, shares some of the most common misconceptions or myths about FIAs and how our agents can help their clients benefit from them.




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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index. Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. 

1. Product features, riders and index options may not be available in all states or on all products.

Intellectual property and market data have been licensed to Goldman Sachs & Co. (“Goldman Sachs”) for use in the determining, composing and calculating the Goldman Sachs Equity TimeX Index (the “Index”), and such Index is licensed to North American Company for Life and Health Insurance® (the “Company”) for use in fixed indexed annuities (“Annuity Products”). THE COMPANY’S ANNUITY PRODUCTS ARE NOT SPONSORED, ENDORSED, RECOMMENDED, PROMOTED OR SOLD BY GOLDMAN SACHS OR ANY OF ITS AFFILIATES (INCLUDING GOLDMAN SACHS ASSET MANAGEMENT, L.P.) WITH THE EXCEPTION OF ANY ENDORESEMENT, SALES, DISTRIBUTION OR PROMOTION OF THE ANNUITY PRODUCT THAT MAY OCCUR THROUGH ITS AFFILIATES THAT ARE LICENSED INSURANCE AGENCIES (EXCLUDING SUCH AFFILIATES, INDIVIDUALLY AND COLLECTIVELY, “GOLDMAN SACHS”) OR BY ANY THIRD-PARTY PROVIDER OF MARKET DATA. GOLDMAN SACHS AND ITS AFFILIATES, AND ANY THIRD-PARTY DATA PROVIDER DISCLAIM TO THE FULL EXTENT LEGALLY PERMITTED ALL REPRESENTATIONS, THIRD-PARTY-BENEFICIARY OBLIGATIONS, AND WARRANTIES REGARDING THE INDEX OR THE INVESTMENT STRATEGY UNDERLYING THE INDEX OR FIXED INDEXED ANNUITIES BASED ON THE INDEX, INCLUDING CONCERNING WARRANTY, ADVISABILITY, SUITABILITY, AND DATA AND METHODOLOGY ACCURACY AND ERRORS. NEITHER THE INDEX NOR ANY OF THE ASSETS COMPRISING IT ARE GUARANTEED TO YIELD SPECIFIC RESULTS. There are no third-party beneficiaries of any agreements between third-party providers and Goldman Sachs. Visit goldmansachsindices.com/GSEQTMX for complete disclosure.

North American Charter® base contract form NA1007A/ICC16-NA1007A.MVA, NAC VersaChoice ℠  base contract form 10NA1012A/ICC17-NA1012A.MVA, Performance Choice® 8 base contract form NA1007A/ICC16-NA1007A.MVA, Income Pay Pro ℠ base contract form NA1012A/ICC17-NA1012A.MVA, NAC BenefitSolutions® 10 base form contract NA1006A/ICC14-NA1006A or appropriate state variation are issued by North American Company for Life and Health Insurance® West Des Moines, IA. This product, its features and riders may not be available in all states.

Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Apple Inc., and Spotify

Listen in as Associate Vice President of Strategic Marketing, Isaac Norton, shares more on our latest research endeavor, Project Apex, and how it can motivate and guide our agents, advisors, and financial professionals.

Listen to part 1 here.




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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.

Neither North American Company for Life and Health Insurance®, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.

This Sammons Financial research study was conducted in two phases between November 2022 and January 2023. Phase 1 consisted of in-depth phone interviews among 20 top producing agents. Phase 2 was an online survey exercise comprised of 309 life insurance and annuity agents, both sampled from the general insurance market and Sammons Financial member company agents. Analysis is for educational purposes only. The experience of the participants of the 2023 Sammons Financial Research Study may not be representative of the experience of all. Be sure to follow all applicable advertising guidelines. Agents interviewed sell more than annuities/life insurance and statements provided may not apply directly to the sale of these products.

Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.

All survey responses were submitted anonymously with permission to use in advertising. The opinions are their own and not necessarily those of North American Company.

The opinions and ideas expressed by the agents surveyed do not reflect the views and opinions of North American Company. Their testimonials are not indicative of future performance or success and may not be representative of the experience of other clients or agents. The agents are independently contracted with North American Company and receive commissions on the sales of North American insurance products. They were not compensated for their endorsement.

As independent financial professionals, it is up to you to choose whether any of the sales concepts contained in these materials might be appropriate for use with your particular sales strategy and clients.  Please note that North American does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations if appropriate for the particular client and circumstances.

Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen as Lori Seaton, Director of Strategic Business Development, discusses her article 'Income Planning: Child’s Play?' and why it’s important for agent’s clients not to play games with their retirement.




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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.
Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods  could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. 

1.       Source: Plante Moran blog – September 11, 2023

Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.

Listen in as Associate Vice President of Strategic Marketing, Isaac Norton, shares more on our latest research endeavor, Project Apex, and how it can motivate and guide our agents, advisors, and financial professionals.




---
FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.

Neither North American Company for Life and Health Insurance®, nor any financial professionals acting on its behalf, should be viewed as providing legal, tax or investment advice. Your client should be advised to rely on their own qualified tax professional.

This Sammons Financial research study was conducted in two phases between November 2022 and January 2023. Phase 1 consisted of in-depth phone interviews among 20 top producing agents. Phase 2 was an online survey exercise comprised of 309 life insurance and annuity agents, both sampled from the general insurance market and Sammons Financial member company agents. Analysis is for educational purposes only. The experience of the participants of the 2023 Sammons Financial Research Study may not be representative of the experience of all. Be sure to follow all applicable advertising guidelines. Agents interviewed sell more than annuities/life insurance and statements provided may not apply directly to the sale of these products.

Advisor is used in this presentation in replace of a Financial Professional who sells annuities and or life insurance.

All survey responses were submitted anonymously with permission to use in advertising. The opinions are their own and not necessarily those of North American Company.

The opinions and ideas expressed by the agents surveyed do not reflect the views and opinions of North American Company. Their testimonials are not indicative of future performance or success and may not be representative of the experience of other clients or agents. The agents are independently contracted with North American Company and receive commissions on the sales of North American insurance products. They were not compensated for their endorsement.

As independent financial professionals, it is up to you to choose whether any of the sales concepts contained in these materials might be appropriate for use with your particular sales strategy and clients.  Please note that North American does not require you to use any of these sales concepts; they are resources that can be used at your discretion for your own individualized sales presentations if appropriate for the particular client and circumstances.

Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

Apple Inc., and Spotify are independent third-party companies and are not affiliated with

Listen as Josh Woodvine, VP of North American Annuity Sales gives an overview of North American's newest exclusive index – the Goldman Sachs Equity TimeX Index.




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FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR CONSUMER SOLICITATION PURPOSES.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. 

Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Fixed index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from the accumulation value for additional optional benefit riders or strategy fees associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

1.       As observed in the analyzed sample between January 3, 2000 and July 31, 2023. Past performance of the index is no guide to future performance.

The NAC BenefitSolutions® 10 is issued on base contract form NA1006A/ICC14-NA1006A or appropriate state variation including all applicable endorsements and riders. 

The North American Charter® Plus is issued on base contract form NA1007A/ICC16-NA1007A.MVA or appropriate state variation including all applicable endorsements and riders. 

The NAC VersaChoiceSM 10 is issued on base contract form NA1012A/ICC17-NA1012A.MVA or appropriate state variation including all applicable endorsements and riders. 

The Performance Choice® 8 is issued on base contract form NA1007A/ICC16-NA1007A.MVA or appropriate state variation including all applicable endorsements and riders. 

The Income Pay ProSM is issued on base contract form NA1012A / ICC17-NA1012A.MVA or appropriate state variation, including all applicable endorsements and riders.

Goldman Sachs Equity TimeX Index 

This Index does not include dividends paid by the underlying companies. 

The North American Company for Life and Health Insurance® fixed indexed annuity product (“Annuity Product”) is not sponsored, endorsed, sold, guaranteed, underwritten, distributed or promoted by Goldman Sachs & Co. or any of its affiliates (including Goldman Sachs Asset Management, L.P.), with the exception of any endorsement, sales, distribution or promotion of this product that may occur through its affiliates that are licensed insurance agencies (excluding such affiliates, individually and collectively, “Goldman Sachs”) or its third-party data providers. Goldman Sachs is a trademark of Goldman Sachs and has been licensed for use by North American Company for Life and Health Insurance® (the “Company”). Goldman Sachs and its third-party data providers make no representation or warranty, express or implied, regarding

Listen as Sarah Theis, Vice President and Chief Strategy Officer shares more about the the all-new North American+ and how it can help agents streamline the handling of their annuity business with their clients.

Click her to access the North American+ website (log-in required):  https://www.northamericancompany.com/group/nacolah-portal/an-agent-homepage#/agent-dashboard/sfg-home-office-user

NAC+ Demo Link: https://sfgmembers.wistia.com/medias/tn105c8tuv 




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Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®.  Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance. 

Insurance products issued by North American Company for Life and Health Insurance®, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

Apple Inc., and Spotify are independent third-party companies and are not affiliated with North American Company for Life and Health Insurance. The Company does not endorse or promote any one platform: you should consider those that best support your business model and technology resources.