Another Day, Another Dollar

How much cash, bonds, stocks, crypto, real estate should I have for a balanced portfolio? We talk about stock indexes, risk levels for different asset types, tax efficiency, and some macro stuff. Also 2022 updates on the new I-bonds and the potential end of backdoor IRAs.

Which accounts do I put my money into, how much do I put in, and why? We walk through the priority: emergency savings, 401k up to match, high-interest debt, HSA, IRA, 401k up to max, then taxable brokerages, and then cover additional questions on HSAs, credit unions, credit cards, and more. 

For more details on the account prioritization, see https://www.reddit.com/r/personalfinance/wiki/commontopics