Credit Processing

Credit card acceptance is a necessity for today's merchants, and AppStar Financial makes it quick and easy for you. No matter your size or industry, we have state-of-the-art competitively priced credit card processing solutions to help your business succeed. 

Debit Processing

Nearly one third of US consumers prefer using debit cards to make everyday purchases. AppStar Financial can process your debit transactions quickly and easily through our direct connection to regional and national debit processing networks.

Appstar Financial is a leader in the electronic payments Industry, AppStar Financial is distinguished from the competition by our commitment to provide our merchant clientele the best payment processing programs, solutions and service tailored to meet their personal needs.

EMV is short for Europay, MasterCard, and Visa, the 1994 founders. It commonly refers to a credit card with a smart chip.

The EMV standard is a security technology used worldwide for all payments done with credit, debit, and prepaid EMV smart cards.

EMV cards generate a unique code that your bank validates for each transaction, and the code cannot be re-used.

A fraudster couldn't make a transaction using a fake card with stolen data at an EMV terminal because it wouldn't generate the proper code.

Founded in 2002, AppStar Financial provides an array of transaction processing services, including credit, debit, EBT, check and gift cards to small to medium-sized retail, home, and internet merchants.

As a leader in the electronic payments Industry, AppStar Financial is distinguished from the competition by our commitment to provide our merchant clientele the best payment processing programs, solutions and service tailored to meet their personal needs.

AppStar Financial holds accredited status as a member in good standing of the Better Business Bureau. The BBB Accreditation program is a coveted honor earned only by elite businesses. BBB is the authority on trust in the marketplace and for nearly a century has set and upheld standards for fair and honest business behavior. AppStar proudly displays the BBB seal and agrees to adhere to its high standards. Merchants may check on our outstanding record by calling (858) 496-2131 or by viewing our Reliability Report on the BBB website.

AppStar Financial gives all businesses, processing an average of at least $3,000 per month, our “Meet-or-Beat” guarantee. To qualify the merchant must provide a current processing statement (no older than 3 months) and one of AppStar’s sales representatives will contact the business with pricing. If AppStar cannot meet or beat the business’s current processing rates, we will send them a $100 gift card. This offer excludes high risk merchants, national merchants, and franchises. Contact us to learn more about our “Meet or Beat” Program.

Mark S. Leibowitz — CEO

Mr. Leibowitz graduated from the University of the Witwatersrand in Johannesburg, South Africa where he received a Bachelor of Economic Science degree. Thereafter, in 1989, he completed a Master of Science degree in International Accounting and Finance at the London School of Economics and Political Science in London, England. Mr. Leibowitz then entered the USA and joined the First Boston Corporation in their Mergers and Acquisitions group. In 1994, after two years as CEO of an import-export company, Mr. Leibowitz began his experience in the merchant acquiring business by joining the National Bankcard Association, Inc., a San Diego based ISO, as its CFO. By 1996 Mr. Leibowitz became the CEO. NBA merged with USB in 2000 and Mr. Leibowitz was asked to be USB’s CFO. In 2002, Mr. Leibowitz founded Amazon Processing, LLC which has now become AppStar Financial.

Equipments

AppStar Financial offers advanced equipment to meet individual business demands. From terminals and check readers to imagers and printers, AppStar Financial provides merchants with superior equipment from top manufacturers. We can assist our merchants in choosing the right equipment to fulfill any transaction processing need. AppStar Financial offers reliable equipment with the latest technology and software that ranges from processing simple transactions to providing wireless technology and Internet accessibility. AppStar Financial is committed to providing our merchants with quality equipment to make business transactions easy and convenient.