Aprao Presents...

In this exclusive series, Daniel Norman will teach you how to run property development appraisals to a professional standard, explaining the art and the science behind property development finance, and why your appraisals matter so much. 

In this final episode, Daniel explains how to go about calculating residual site values, for realistic projections and fast business decision-making.

In this exclusive series, Daniel Norman will teach you how to run property development appraisals to a professional standard, explaining the art and the science behind property development finance, and why your appraisals matter so much. 

In this episode, Daniel covers cashflow forecasting, to ensure your development project runs smoothly from beginning to end.

In this exclusive series, Daniel Norman will teach you how to run property development appraisals to a professional standard, explaining the art and the science behind property development finance, and why your appraisals matter so much. 

In this episode, Daniel explains how development finance works - how it's structured, and everything you need to know about how best to manage it.

In this exclusive series, Daniel Norman will teach you how to run property development appraisals to a professional standard, explaining the art and the science behind property development finance, and why your appraisals matter so much. 

In this episode, Daniel explains project costs, from construction all the way through to marketing.

In this exclusive series, Daniel Norman will teach you how to run property development appraisals to a professional standard, explaining the art and the science behind property development finance, and why your appraisals matter so much. 

In this episode, Daniel covers the different types of revenue in development feasibilities and how to account for them.

In this exclusive series, Daniel Norman will teach you how to run property development appraisals to a professional standard, explaining the art and the science behind property development finance, and why your appraisals matter so much. 

In this episode, Daniel gives a detailed introduction to the appraisal and feasibility process.

“When I came across and started this product I really wanted to bring the agility and speed that the bridging finance market has and bring it into development finance.”

In this episode, we speak to Guy Murray, the Head of Development Finance at West One Loans, who provides insight into the loan sizes that West One Loans offer for experienced developers, and how West One Loans ensures it can help developers grow with funding. Learn about why customers come to West One Loans over challenger banks and why it’s so important that developers send over structured development appraisals when seeking funding to avoid the common pitfalls when applying.

West One Loans are a leading provider of specialist mortgages and property finance, trusted by homeowners, landlords and property investors to support their financial goals. It specialises in creating integrated lending solutions across the property investment lifecycle, encompassing acquisition, planning, development and sale. 

Guy started his career at West One Loans within the bridging finance team before setting up the Development Finance division over three years ago.

“The key thing about what we provide is we’re proud of the fact that it’s quite a simple, flexible product...we really do believe funding can be quite straightforward”

In this episode, we speak to David Norman, the Founder of Davon, who provides a snapshot into the range of projects Davon funds, from multi-units to low-value apartments, through to high-value single units. Find out how Davon evaluates the viability of schemes, and the terms Davon issues to benefit developers. 

Davon is a Mezzanine Finance Lender for Property Development projects. It was established in 1996 and since then has supported SME and independent residential property developers, expanding across the UK. Davon structures and provides finance for property projects and are able to structure all forms of funding to include senior debt, mezzanine, equity and joint venture finance projects.

David Norman has been the Director of Davon for the last 25 years. His previous experience prior to founding Davon came from working in his father’s family business where David was directly involved in building property investment portfolio.

“At Close Brothers, you will generally find that when you get an account manager, you stick with them, they stay with you...and your relationship will remain with them throughout your life.” 

In this episode, we speak to Daniel Joyce, Director within the Property division at Close Brothers, who explains how Close Brothers supports residential developers. Find out how Close Brothers makes allocations to support developers, often funding up to 85% of the cost of projects. Daniel takes us through the process Close Brothers undergoes when evaluating project proposals, and why developers should come to Close Brothers due to their specialist, service-driven approach.

Close Brothers is a leading merchant banking group and are one of the largest 250 companies listed on the London Stock Exchange. Close Brothers Property Finance has over 40 years of property lending experience and supports experienced lenders across England, Scotland and Wales, and provides loans from between £750,000 to a maximum of £20 million. 

Daniel has been on the Property board for around 6 years now, overseeing his own team and has the responsibility for lending to developer clients, from family businesses to SME housebuilders operating regionally.

“We can support both seasoned developers and what we like to call emerging developers - we’re more than able to consider those applications and those customers and support them where we do think they do have the skills and the right project team around them”

In this episode, we speak to Stephen Johnson, Partner at LendWell, who covers LendWell’s view of the current real estate market, how it is offering assistance to both experienced and emerging developers, and the kinds of projects LendWell is able to support.

LendWell is a specialist lender consisting of a team of experts with a long track record in the property sector. It covers both commercial and residential schemes and provides property finance to professional investors and developers, covering Bridging Loans, Refurbishment Loans, Development Loans and Large Loans. 

Stephen is a chartered accountant by profession and has spent his career in specialist property lending as well as a proportion of it undertaking his own property developments and property investments, which provides him with unique insight when evaluating commercial and residential property projects. Prior to becoming a partner at LendWell, he was also the founder of startup challenger bank Shawbrook.