More than half of U.S. homes saw a dip in value this year—but only 4% have actually fallen below their original purchase price. Tim Lucas and Craig Berry break down why scary headlines don’t reflect the real story and why the housing market remains far more stable than it sounds.

In this episode you’ll learn:

• The distinction: 53% of homes declined year-over-year, but just 4% lost value since purchase—mostly paper losses.
• Where it’s happening: Localized soft spots—Little Rock (20%), Austin (12%), parts of Florida (~11%), and a few others.
• Why it’s not 2008: No foreclosure wave, no underwater crisis—only 3.4% of new listings are priced below their last sale price.
• Equity remains strong: Americans hold $36 trillion in home equity, giving owners huge cushions against small market dips.
• What it means: Long-term owners are largely unaffected, recent buyers still hold equity, and small corrections may create buyer opportunities.

Read the full article:
https://www.mortgageresearch.com/articles/half-of-homes-lost-value-over-the-past-year/