CAPitalize Your Finances

Are You Saving Enough? How to Tell and What to Do About It


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This week I’m going to tackle one of the biggest questions you’ll ever face: am I saving enough for retirement – or maybe even saving too much? I’ll break it down into three clear sections: first, how to calculate what you’ll actually need in retirement (and why the 4% “rule” still matters); second, how to measure what you’re on track to have by analyzing your net worth, debts, and current saving habits; and third, how to give yourself margin of safety along the way with smart adjustments, pay raises, and prudent investment planning.


I’ll also share with you some real estate basics, practical calculator tips, and strategies to avoid common mistakes. Do NOT miss this fascinating episode – it just may give you all the clarity and confidence you need to build the right amount of savings without putting a crimp in your lifestyle!

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CAPitalize Your FinancesBy Christopher A. Panagiotu, CFP®, CRPS®

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