CALLING ALL SENIORS - You don't want to miss this episode! We have special guests with us, Erin DiCarlo & Lauren Watts from Dovetail Companies and they cover all of the questions that you may have about what to do with your living arrangements now, and in the future - Should You Stay In Your Home and Age In Place? Or is a better option to Downsize? Relocate? What Senior Community Living? And these are just some of the questions that we'll be discussing.

Make Buying A Car More Fun Purchasing a vehicle - whether new or used (new to you) should be an exciting adventure. Between deciding on the type of auto we would like, to thinking about colors, and don't forget the options like a sunroof or heated seats (very important in the cold Northeast), to picturing how you'll look behind the wheel. All of this should make the concept of buying a car a very cool thing. But for most of us it isn't. It's a chore. A feeling of angst. And a lot of it has to do with how cars were sold before, like I'm being taken advantage of here, but I just don't know how.. Well it's time to change all that and make buying a care what it should be - FUN!
We'll cover some of the ways you can be better prepared before you head to the dealership or sit down to negotiate on the purchase price. Remember, this is your car you're buying. Embrace it and have fun doing it.
The "drink" for this episode is UNF Hard Cider from Downeast

Business Owner or Self Employed? Wish you could more $ away in your retirement accounts? Now You Can! A Cash Balance Plan is a type of pension plan that allows business owners to contribute 30% - 50% more to a retirement plan. The max in your current 401(k) is $66,000 and that's if you are matching and making additional contributions for all of your employees. We'll show you how to put $180,00 - $250,000 away (depending on your earnings) and you won't have to contribute as much to your employees.

The only problem with saving all your money for retirement in a 401(k) or IRA is that you will have to pay taxes when you take the money out. What's the biggest myth about what will happen when you do take the money out? But here is what we know usually happens for most retirees in the first few years they retire - they do all the fun stuff they've been waiting to do like all the "bucket list" items that have been saving up to check-off. And guess where the money comes from to do all of these fun things? Your retirement account, which means withdrawals and taxes, which can quickly lead us to a higher or increased tax bracket then we had originally intended.

The only person who gets hurt riding a roller coaster is the man who jumps off mid-ride... The markets go up, the markets go down, but what are some of the ways you can take what we at ARIES call "the motion sickness" out of your portfolio? - keep your assets aligned with your risk - don't let one stock or asset ruin your returns
How can you avoid some of these missteps? What are ways to keep you & your portfolio on track? The beer for this episode is Hop-toberfest from Grey Sail Brewing

It's Groundhog Day so we are paying homage to the movie by asking the question: Why do we keep repeating the same mistakes over & over & over again. What are some of the things we do and what steps can you take to make sure that you don't fall into the same bad habit...again!

Investing is not about Returns or how much you are going to make. Investing is all about RISK. How much are you willing to lose? This is what trips up most investors. They chase returns, panic & sell at the wrong time, and suffer when the markets return again.
Don't keep making the same mistakes. Learn how to be better and steps you can take to be more in control of your money & your future.

RESOLUTION (time)
You say you’ll make a resolution
Well, you know
We all want to change our lives
You tell me that it's evolution
Well, you know
We all know that change is hard
But you think it's gonna be
All right?
How’d you know it's gonna be (all right)
How’d you know it's gonna be (all right)
We tell you we’ve got a real solution
Well, you say
We'd love to see your plan
You ask should I make a contribution
Well, you know
That depends upon your plan
But if you want money for a time in life that’s late
All I can tell you is brother you have to wait
Don't you know it's gonna be (all right)
Don't you know it's gonna be (all right)
Don't you know it's gonna be (all right)

There are always things going on that can leave us feeling a little overwhelmed and that is especially true when it comes to handling our money & finances.
What can you do to feel a little more in charge?
Listen in as we go over some of the tips & strategies you can use to start feeling more empowered when it comes to controlling your cash.

Financial Wellness ain't art ("I'll know it when I see it") It is subjective and different for everyone. But there are some compenents that we can all follow or adhere too that will help us be better financially. Listen in as we journey through financial wellness and trying to help you define it for yourself and better with our money decisions.