Arizona Real Talk

On this episode we sit down and talk to Nathan McWhirter, the CEO & Founder of Direction Desk. This story of entrepreneurship is one that started kind of by mistake, but has grown to much more. Nathan has created this company that makes small changes to everyday tasks that will help everybody's daily life and function. One of Nathan's core values is being a healthy and fit human and Direction Desk is his way of helping everybody achieve just that.
Sit back and enjoy this story of stumbling onto a supply of desks to building a ergonomic furniture brand!
If you have any questions or would like to see the products that Direction Desk offers or want to reach out to Nathan see info below:
Facebook: @nathanmcwhirterFacebook: @directiondeskWebsite: http://www.directiondesk.com/Email: [email protected]
If you have any comments, thoughts or questions about the show or have some ideas on what you want us to talk about, reach out to Shawn, Shane & Rachel via social media:Shawn Malkou (on all the social platforms): @shawnmalkouShane & Rachel:

• www.srazrealty.com
• IG: @sr_realtygroup
• FB:@SRAZRealty
• YT:@Shane & Rachel

Or just google us! LOL

The housing market in the Phoenix metro is the hottest/craziest it has ever been. With extremely short supply and an overloaded demand, it is ALMOST impossible to get the house you see with out going to extremes. We sit and chat about some of the ways we are staying competitive and giving our clients the edge they need to buy the home they want. Also, Shawn gives us the must know information about the changes going on in the mortgage refinance world. Changes you're definitely going to want to know before refinancing.
f you have any comments, thoughts or questions about the show or have some ideas on what you want us to talk about, reach out to Shawn, Shane & Rachel via social media:Shawn Malkou (on all the social platforms): @shawnmalkouShane & Rachel:www.srazrealty.comIG: @sr_realtygroupFB:@SRAZRealtyYT:@Shane & RachelAlso, check out our other content on all the other social platforms by googling our names and you will get all the info!

On today's episode we have our returning guest, Tanner, with Harmoney Wealth to help dissect what we need to know about IRA's and Roth IRA's. A majority of people in the world, let alone in the USA do NOT save their money. Not only do people not save they don't understand the vehicles in which to save in. That's why on todays episode Tanner and the team dive into two very important avenues in which you and and must start saving in ASAP. IRA's and ROTH IRA's are the governements way of helping you get to retirement with some money in your pocket.
We hope you enjoy this episode and give you some insight into why it's important to save early, pay yourself first make it to retirement with some good money in your account!

If you would like to sit down and talk with Tanner his website is listed below feel free to reach out to him:
https://www.harmoneywealthaz.com/
If you have any comments, thoughts or questions about the show or have some ideas on what you want us to talk about, reach out to Shawn, Shane & Rachel via social media:Shawn Malkou (on all the social platforms): @shawnmalkouShane & Rachel:www.srazrealty.comIG: @sr_realtygroupFB:@SRAZRealtyYT:@Shane & RachelAlso, check out our other content on all the other social platforms by googling our names and you will get all the info!

On this episode we discuss the craziness that is Monsoons and the Haboobs they create! What is a Monsoon? What is a Haboob? We get into it all on this podcast. It actually is a meteorological event that only really happens in Arizona. We talk about the cool stuff about them but also the things you need to look out for. Arizona Monsoons create crazy wind storms and can have intense down pours of rain that create serious flash flooding. Don't worry though because we got you covered on what you need to know and what you need to look out for!

It can't be... The Phoenix metro housing market is beyond fire right now. With unbelievable demand and even more unbelievable low supply, it has put aspiring home buyers and real estate professionals in a crazy situation. We give our opinions on where the market is at and where we think it will go. Are we on the verge of another 2008 housing crash? Tune in to catch all you need to know.
If you have any comments, thoughts or questions about the show or have some ideas on what you want us to talk about, reach out to Shawn, Shane & Rachel via social media:Shawn Malkou (on all the social platforms): @shawnmalkouShane & Rachel:www.srazrealty.comIG: @sr_realtygroupFB:@SRAZRealtyYT:@Shane & RachelAlso, check out our other content on all the other social platforms by googling our names and you will get all the info!

On todays episode we sit down with not just another financial advisor, but a man who will guide you to YOUR financial happiness. Tanner Bortnem with Harmoney Wealth AZ and he is a fiduciary. He isn't just taking his clients money and put into a bucket earning a basic ROI. Tanner sits down with his clients and really dissects his clients WHY on where they want to be when they retire. Once he figures out your why he then reverse engineers a plan to get you there.
This is the first of many episodes to come discussing finances and helping our listeners better them self and to help our listeners think about and potentially meet their retirement or financial goals.
If you find value or would like to sit down and talk with Tanner his website is listed below feel free to reach out to him:
https://www.harmoneywealthaz.com/
If you have any comments, thoughts or questions about the show or have some ideas on what you want us to talk about, reach out to Shawn, Shane & Rachel via social media:Shawn Malkou (on all the social platforms): @shawnmalkouShane & Rachel:www.srazrealty.comIG: @sr_realtygroupFB:@SRAZRealtyYT:@Shane & RachelAlso, check out our other content on all the other social platforms by googling our names and you will get all the info!

On this episode we debunk a lot of myths about credit. We also dive into the the things that people need to know about their FICO score. Credit is all about monitoring and managing. The more you know about your credit history and what makes up your credit score the better your credit score will be. Understanding what makes up your credit score is half the battle to having a great credit score and we go over it all.
So sit back relax and be prepared to get the knowledge to boost your credit score to the moon!

On this episode we talk COVID! Arizona is a hot spot as of late along with a handful of other states. With coronavirus cases jumping 1000's each day, we discuss all the new changes that have been put into effect. Masks are required in Maricopa county. Is that even fair? Is it fair to businesses to shut them down with a 5 hr notice? Should the choice be up to each individual person? Is time to buy any big purchases like vehicles, boats, RV's or a HOUSE? We dive into it all on this weeks podcast!
Tell us what you think? Is it fair to have the government dictating how you live your life or do you think it should be the responsibility of individual persons?

On this episode we give you some good information to know before you make the move to the Arizona desert. It isn't all nice weather and awesome sunsets. There are definitely somethings you need to know before you move and we got you covered! You're not gonna want to miss this one.
If you have any questions about moving to the valley do not hesitate to DM, Text, Email or Call one of us Shawn, Shane or Rachel. Here is all our information:
If you have any comments, thoughts or questions reach out to Shawn, Shane & Rachel via social media:Shawn Malkou (on all the social platforms): @shawnmalkou
Shane & Rachel:www.srazrealty.comIG: @sr_realtygroupFB:@SRAZRealtyYT:@Shane & RachelAlso, check out our other content on all the other social platforms by googling our names and you will get all the info!

I want to create my own schedule. I want to work from home. I want to be my own Boss. I want to make copious amounts of money and do little work!
These are all common misconceptions about the Real Estate Agent profession. Although most are true about being able to control your own destiny, you definitely won't be sitting on your couch at the top. On this episode we talk about what it takes to be a successful real estate professional. Spoiler alert it isn't all sunshine and rainbows.
We get help addressing this topic with our friend and fellow Realtor Jeremy Fuhst!
Jeremy Fuhst Info:@jeremyfuhst

If you have any questions about real estate or lending and have any questions for us please don't hesitate to reach out.
If you have any comments, thoughts or questions reach out to Shawn, Shane & Rachel via social media:Shawn Malkou (on all the social platforms): @shawnmalkouShane & Rachel:www.srazrealty.comIG: @sr_realtygroupFB:@SRAZRealtyYT:@Shane & RachelAlso, check out our other content on all the other social platforms by googling our names and you will get all the info!