Around the Coin

Happy New Year. As 2016 starts, Brian & Faisal debate if "this" is the year for payments! Both agree that 2016 is the Goldilocks Year, where conditions will be just right for fintech and payment projects to take off. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Facebook+Uber+Braintree, what are they up to? Apple Pay and Samsung enter China partner China Union Pay, Target's rumored new Wallet App using NFC, Global Payments acquires Heartland Payment systems, Pinterest Buyable pins now come with price tracking, plus new segments in our show!Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we talk about Walmart and its recently announced product: Walmart Pay, Faisal discusses the repercussions of low oil prices and then Brian and Mike discuss on the potential of Satoshi Nakamoto being unmasked and what it means for us.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Brian, Faisal and Mike discuss a wide variety of topics, and in between these, we talk about Apple Car, Edward Snowden, Strangulation by Regulation, Wall Street pressure, Jack Ma of Alibaba to Jack Mama! Summit at SeaSquare IPOBarclays fined againMartha Stewart moves to Amazon’s Handmade platformAmazon first physical storeMost US consumers plan to go to Amazon.com for their online holiday shopping, rather than going to malls and shops, finding parking, weathering the cold days and testing their patienceApple to partner (acquire?) PostmatesSamsung Pay is coming to budget phones. The Korean mobile phone maker says it will be offering Samsung Pay on both its mid and low end handsets.Silicon Valley Bank survey shows 43% think regulatory red tape is main hurdle to growth in fintech growth,In an interesting development, a UK government report cites that “digital currencies pose lowest money laundering risk”China’s Alibaba Singles Day Sale: $14.3 Billion in 24 hours. Up 60% from last year’s record: $ 9.3 Billion.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Brian, Faisal and Mike discuss Brian’s meet-up with Dave Birch, Brian’s new project called PayFinders, an Apple app for Apple Pay, we discuss the Amazon Prime Now lawsuit, Independent Contractors, China’s reversal of its One-Child per family policy, China vs India and Bitcoin volume/value, Ledgerless value transfers.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Square S1 thoughtsOne Women takes Square for millions- Rookie mistake takes 2 years to discover- solitary seller represented nearly 23% of Square’s transaction and advance losses for the first half of 2015 http://www.buzzfeed.com/nitashatiku/square-fraud-losses-single-sellerApple Pay turned 1 yearMicrosoft wallet (http://www.pymnts.com/news/2015/microsoft-takes-another-look-at-mobile-payments/) Identifying Business Opportunities - is there a pattern to identify these ideas?How 3 guys created Blue Apron, a $2 billion recipe-delivery business with 2,500 employees, in 36 months - Blue Apron (http://www.businessinsider.com/blue-apron-founder-story-sai-100-2015-10) Slack $2.8B http://www.marketplace.org/topics/tech/slacks-breakneck-growthPinterest valuation: http://www.pymnts.com/news/2015/pinterests-payments-push-documents-leaked/Bitcoin pricingWhat 2016 Holds for Bitcoin Businesses (October 18, 2015, coindesk.com)EU Rules Bitcoin Is a Currency, Not a Commodity — Virtually (Oct 22, 2015, wsj.com)Sweden first country cashless (http://cointelegraph.com/news/115452/sweden-to-become-worlds-first-cashless-country) Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Apple Pay & Starbucks + Lyft & Stripe instant payout.Head of Apple Pay Jennifer Bailey Shares How Apple is Winning LocalJennifer Bailey - retail experience expert and head of apple pay discloses that Apple is using the existing merchant sales people, 370,00 in the US to distribute and educate the merchants across the country. Also we discussed the impact of immediate payouts for marketplace companies. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 79: In this special episode Mike & Faisal interview Peter Ohser, EVP (Business Development) for MoneyGram, one of the large incumbents in the money transfer space. Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we discuss: Trump Hotels & T-Mobile Hacks, EMV in America and what it means for usBen Milne’s Blog article on BlockchainPoor Bitcoin - has it lost its lusterUnderstanding the Psychology of MarketplacesSponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices

This week we discuss a host of newsworthy items, from Braintree's recent announcement of the volume they are doing (US$ 50 Billion) and the 154 Million cards on file. We also briefly touch on the voice biometrics for authorizing payments. Stripe's launch of relay to make mobile shopping easier, and believe it or not - The Kardashians! (how they were hacked as soon as they came out with an app). Brian talks briefly on how it important it is to secure user data (card &/or person), and compares it to Apple Pay and how it secures it vault. Faisal talks about the repercussions if the same were to happen to the 154 Million cards on file with Braintree, and in the end Mike talks about the psychological effects of hacking. We also discuss how Macy's now offers PayPal to its customers online, in-store and on the mobile. Brian talks about how Android Pay will grow and how every bank will eventually jump on board. It may not be as accelerated or glamorous as Apple Pay, but it will make its mark. Finally, towards the end, Mike's take on Clover Health (a data driven health insurance startup) that raised US$ 100 Million and his perspective as to what this means for the startups in the healthcare and health-insurance arena.Sponsors:Otter Labs www.hireotter.com- Hire great and inexpensive developer with staff augmentation through Otter.Redeeem https://redeeem.click/qdza- Redeeem is a decentralized peer-to-peer exchange that lets you save 15% or more on gift cards using Bitcoin and other cryptocurrencies.Learn more about your ad choices. Visit megaphone.fm/adchoices